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$469,000

2825 NW 27TH TERRACE, GAINESVILLE, FL 32605

3D Tour
Active0 days on market

Beds

4

Baths

3

Sq Ft

2,315 sq ft

Year Built

1989

Lot Size

0.28 acres

Garage

2

About This Property

Virtually Staged. Welcome home to this move-in ready 4-bedroom, 3-bathroom home in the highly sought-after neighborhood of Royal Gardens! Upon entering, you are welcomed by a spacious foyer featuring beautiful floors and ample closet space for storage. The kitchen overlooks the dining room, creating a wonderful flow for entertaining, while the gas fireplace creates a warm and inviting atmosphere. The kitchen features a breakfast bar, stainless steel appliances, and a pantry. The generously sized family room connects to a versatile flex space that could easily serve as a home gym, playroom, or whatever best fits your needs. The primary suite offers a private retreat with an ensuite bathroom featuring dual vanities and a walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step outside and enjoy the privacy of the fully fenced backyard, perfect for relaxing or entertaining. Major updates include a 2019 roof and hardie board siding replaced in 2022. Ideally located just off Glen Springs Road, this home offers convenient access to shopping and dining along 13th Street and is less than 4 miles from the University of Florida. The location is hard to beat, with Glen Springs Elementary School, Gainesville High School, and Alfred A. Ring Park all within walking distance, offering easy access to more than a mile of scenic trails along Hogtown Creek. Don’t miss your opportunity to make this wonderful Royal Gardens home your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC543484
StatusActive
Year Built1989
Stories1
Total Rooms6
ConstructionBrick, HardiPlank Type
RoofShingle
FoundationSlab
FacesWest
SubdivisionROYAL GARDENS PH IV
CountyAlachua
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Thermostat
FlooringEngineered Hardwood, Tile
AppliancesBuilt-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPlayground
FencingWood
Lot Size0.28 acres (12,197 sq ft)
Lot FeaturesCleared
Road SurfacePaved
0

Utilities

WaterPrivate
SewerPublic Sewer
UtilitiesCable Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$469,000
Annual Taxes$7,235 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF1
Parcel #06087040047

Schools

ElementaryGlen Springs Elementary School-AL
MiddleWestwood Middle School-AL
HighGainesville High School-AL

Directions

Heading north on 34th St, turn right onto NW 31st Blvd. Turn right onto NW 25th Terrace into Royal Gardens. Then turn right onto NW 29th Place, follow as NW 29th Place turns into NW 27th Terrace. Home will be on the left.

Location

2825 NW 27TH TERRACE, GAINESVILLE, FL 32605

Listing Information

OfficeGARRETT REALTY
ListedSeptember 15, 2026

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Home Price

$469,000

20% ($93,800)
6.75%

Loan Term

Principal & Interest$2,434
Property Tax (est.)$430
Insurance (est.)$150
Total Monthly$3,013
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,000 home in GAINESVILLE.

🏛️

FHA Loan

$16,415 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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