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$269,900

863 SE DEFENDER DRIVE, LAKE CITY, FL 32025

3D Tour
Active15 days on market

Beds

3

Baths

2

Sq Ft

1,632 sq ft

Year Built

1972

Lot Size

0.28 acres

Garage

0

About This Property

Great Neighborhood with a new K-5 school blocks away! Many, many upgrades including total rewiring, newer Hvac and metal roof, new bathrooms, new kitchen appliances, ceramic tile in all rooms. The back yard has a Gazebo, a 25x20 foot shed with 2 roll up doors on a concrete pad, and a fenced in area for pets. Entire back yard has a wooden fence with gates on either side of the house. Fresh paint on the outside and most of the inside of the home. The home is in Columbia county, just outside the Lake City limits and 1 mile from the Osceola national forest. 35 minutes away are Ichetucknee, Oleno, and Suwannee River state parks. A total security system with cameras is installed on the Blink App system. Clearwaves high speed internet access is installed. Do not miss seeing this home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC544167
StatusActive
Year Built1972
Total Rooms5
ConstructionBlock, Brick
RoofMetal
FoundationBlock, Slab
FacesSouth
SubdivisionBELLAIRE SUB
CountyColumbia
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringPorcelain Tile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral
SecuritySmart Security

Exterior & Lot

ExteriorIrrigation System
FencingWood
Other StructuresGazebo, Shed(s)
Lot Size0.28 acres (12,197 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$269,900
Original Price$274,900
Annual Taxes$1,171 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #343S1706989013

Schools

ElementaryEastside Elementary School-CO
MiddleLake City Middle School-CO
HighColumbia High School-CO

Directions

From I-75 go east on US 90 at Lake City. Turn right on SW Baya Dr and stay on until it turns into SE Baya Dr. Then take a right on Llewellyn Ave.and then a left on to SE Defender Drive. The home is on the left on the corner of Defender Drive and Natalie Ave.

Location

863 SE DEFENDER DRIVE, LAKE CITY, FL 32025

Listing Information

OfficeBOSSHARDT REALTY SERVICES LLC
ListedOctober 19, 2026

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $269,900 home in LAKE CITY.

🏛️

FHA Loan

$9,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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