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$399,000

1019 GARDENIA STREET, SEBASTIAN, FL 32958

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,100 sq ft

Year Built

1999

Lot Size

0.23 acres

Garage

0

About This Property

Located on quiet street just behind San Sebastian Springs in Peaceful Sebastian Highlands. This home is ready! Granite Counter tops in Upgraded Kitchen with sitting area, bay window, pantry, stainless steel appliances and Open to the Great Room! Split Bedroom Plan! 14'x7' x 22' Florida room off the dining area and master bedroom. Master has his and hers closets! Master bath is spacious and has vanity with double sinks, tub and walk in shower. 2018 METAL ROOF! Nice Sized Bedrooms! Inside Utility Room with Sink. Wood Fencing! Utility Shed for extra storage in small back yard. Oversized 2 Car Garage. Freshly Painted Interior! Won't Last Long! No HOA Restrictions. Just minutes from shopping, restaurants, boat launches and the beach.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC544531
StatusActive
Year Built1999
Total Rooms7
ConstructionConcrete, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionSEBASTIAN HIGHLANDS UNIT 5
CountyIndian River
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, L Dining, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room, Sink
WindowsBay Window(s), Window Treatments
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Sprinkler Metered
FencingWood
Other StructuresShed(s)
Lot Size0.23 acres (10,019 sq ft)
Lot Dimensions80 x 125
Lot FeaturesSidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$4,762 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningSF
Parcel #31381400002164000004.0

Schools

ElementaryIndian River
MiddleOsceola

Directions

I -95 to 512 Exit 156 and go east approximately 4.5 miles to stop light on Roseland turn left - first left on Riviera Drive and follow to gardenia to 3rd house on the left

Location

1019 GARDENIA STREET, SEBASTIAN, FL 32958

Listing Information

OfficeMILLER REALTY SERVICES
ListedOctober 29, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in SEBASTIAN.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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