Skip to main content
1 / 35

$170,000

5 QUEEN OF WATERS STREET, LAKE WALES, FL 33898

Active576 days on market

Beds

3

Baths

2

Sq Ft

1,056 sq ft

Year Built

2006

Lot Size

0.10 acres

Garage

—

About This Property

This Clayton manufactured home has THREE bedrooms - a RARE FIND! There is plenty of room for the kids and grandkids to visit in this fully furnished and turnkey home. Located in the premier 55+ gated community of Saddlebag Lake Resort, you'll be living your best life here. The main living are has an open concept, so you can enjoy the company of your loved ones while preparing meals. Your guests will have their own bathroom with a tub and shower combo, while the owner's suite has it's own ensuite bathroom. There is a full-width screened porch at the back of the home so you can be outdoors and still have the comfort of bug-free living. You'll have no rear neighbors here as the home backs up to the woods. Other features include an inside laundry room complete with washer and dryer, and a two-car carport to keep your vehicles cool and dry. The resort is pet friendly, with a dog park at the back, so even your furry family members will feel right at home. Live like you're on vacation every day, with a sparkling community pool, a screen-enclosed hot tub, tennis and pickle ball courts, shuffleboard and horse shoes, a rec room with pool tables and saunas, a fitness center, boating and fishing in Saddlebag Lake, and more, and it's all included in the low quarterly HOA dues. There's even a post office onsite so you won't have to leave to get your mail. With so much to offer, this home won't last long so call now to schedule a private tour!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #K4902794
StatusActive
Year Built2006
Total Rooms8
ConstructionVinyl Siding
RoofMetal
FoundationConcrete Perimeter, Crawlspace
FacesNorth
SubdivisionSADDLEBAG LAKE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Thermostat
FlooringCarpet, Engineered Hardwood, Laminate
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.10 acres (4,500 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesCable Available, Electricity Connected, Private, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$680 / Quarterly
Senior CommunityYes

Financial Details

List Price$170,000
Original Price$190,900
Annual Taxes$1,869 (2024)
FinancingCash, Conventional, FHA
ZoningPUD
Parcel #283001939020031030

Directions

From Lake Wales go east on Highway 60 to Saddlebag Lake Road (turn left at Resort entrance sign) Follow road to the main entrance. Go up to the first building , walk up the steps, you will see a sign in book and a door bell. ring the door bell and an office person will let you through the gate. Once inside turn immediate right , now you are on Queen of Waters Street. The number 5 Queen of Waters home is on your right.

Location

5 QUEEN OF WATERS STREET, LAKE WALES, FL 33898

Listing Information

OfficeBENDER REALTY, LLC
ListedFebruary 5, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$170,000

20% ($34,000)
6.75%

Loan Term

Principal & Interest$882
Property Tax (est.)$156
Insurance (est.)$150
Total Monthly$1,188
Full Calculator →

How to Buy This Home

Multiple financing options available for this $170,000 home in LAKE WALES.

🏛️

FHA Loan

$5,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$8,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Lake Wales

More Homes in Lake Wales

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 19, 2026.

Call (813) 733-7907TextContact