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$214,900

16 QUEEN OF WATERS STREET, LAKE WALES, FL 33898

3D Tour
Active325 days on market

Beds

2

Baths

2

Sq Ft

840 sq ft

Year Built

2009

Lot Size

0.10 acres

Garage

—

About This Property

Beautiful mostly furnished WATERFRONT 2/2 manufactured home in the premier pet friendly 55+ gated community of Saddlebag Lake Resort, where you OWN the land! The home has an open concept main living area, perfect for gathering with family or friends. The well-appointed kitchen has plenty of cabinets, and the island defines the space while providing an additional food prep area. You'll love the large owners suite, with ensuite bathroom, and your guests will have their own retreat and separate bathroom. The full width covered patio at the back of the home offers breathtaking views of the water! The metal roof gives peace of mind for years to come, and the two-car carport will keep your vehicles cool and dry. Enjoy resort style living year round, or make this your winter getaway! The low HOA includes your water, sewer and garbage, as well as maintenance of all the amenities, including the clubhouse, where you can participate in planned activities, the community pool and hot tub, tennis and pickleball courts, fitness center, shuffleboard courts, a rec room with saunas and pool tables, a beach house complete with a full kitchen and covered patio that you can use free of charge for private parties, just reserve it. Get to know your neighbors by joining a club, or spend your days in solitude on the water, fishing and boating. Your furry family members will be happy running around to their heart's content at the dog park at the back of the resort, complete with a new dog wash station. You won't even have to leave the resort to get your mail, there's a post office on site. With so much to offer, this home won't last long so call now to schedule your private tour, and start living your best life!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #K4903141
StatusActive
Year Built2009
Total Rooms5
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesSouth
SubdivisionSADDLEBAG LAKE
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), High Ceilings, Window Treatments
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Other StructuresShed(s)
Lot Size0.10 acres (4,500 sq ft)
Lot Dimensions45 x 100
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLagoon

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$680 / Quarterly
Senior CommunityYes

Financial Details

List Price$214,900
Original Price$224,900
Annual Taxes$729 (2024)
FinancingCash, Conventional
ZoningPUD
Parcel #283001939020032120

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd and make a left (see resort sign). Follow to parking lot, get out of your vehicle and press the call button. Someone will answer you; tell them who you are and where you are going, they will let you through the gate remotely. Once inside, make an immediate right onto Queen of Waters St, the home will be on the left.

Location

16 QUEEN OF WATERS STREET, LAKE WALES, FL 33898

Listing Information

OfficeBENDER REALTY, LLC
ListedNovember 14, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$214,900

20% ($42,980)
6.75%

Loan Term

Principal & Interest$1,115
Property Tax (est.)$197
Insurance (est.)$150
Total Monthly$1,462
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How to Buy This Home

Multiple financing options available for this $214,900 home in LAKE WALES.

🏦

Conventional

$10,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 19, 2026.

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