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$92,000

117 SADDLEBAG TRAIL, LAKE WALES, FL 33898

3D Tour
Active78 days on market

Beds

1

Baths

2

Sq Ft

880 sq ft

Year Built

1984

Lot Size

0.09 acres

Garage

—

About This Property

Your perfect Florida retirement starts right here at 117 Saddlebag Trail, where an exceptional active-adult lifestyle meets an unbeatable price of just $92,000! Located inside the highly desirable, gated Saddlebag Lake Resort, this beautifully updated property welcomes you with open arms.This home is completely move-in ready and furnished, allowing you to walk right in and start relaxing today—tasteful furniture and essentials are all included. You will love the fresh new flooring throughout the home, which makes the entire space feel incredibly bright, modern, and open. For your ultimate peace of mind, the plumbing has been fully updated, and a brand-new water heater and power cord were replaced just 2 years ago. The sellers have poured true pride of ownership into every corner and are ready to hand over the keys—fully furnished and complete with their personal golf cart with an owner's approval! Saddlebag Lake Resort is a wonderful pet-friendly resort offering a vibrant clubhouse where you can easily get to know your friendly neighbors. The community features a heated pool, a hot tub, a recreation room with pool tables, modern fitness equipment, and saunas. Stay active out on the tennis, pickleball, and shuffleboard courts, or enjoy a game of horseshoes and practice your swing at the driving range. There is even a beach house with a fully equipped kitchen that you can reserve for your private, lakefront parties! Of course, you can easily access the water at the community boat ramp to go boating and fishing.You will truly live like you're on vacation every day! All of these premium amenities are included, as well as your sewer, trash, and water services, right in the low quarterly HOA dues. Do not miss out on this exceptional opportunity!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #K4903657
StatusActive
Year Built1984
Total Rooms4
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesNorthwest
SubdivisionSADDLEBAG LAKE
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringCarpet, Laminate
AppliancesCooktop, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOutside
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorHurricane Shutters
Other StructuresShed(s)
Lot Size0.09 acres (4,047 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$734 / Quarterly
Senior CommunityYes

Financial Details

List Price$92,000
Annual Taxes$1,084 (2025)
FinancingCash, Conventional
ZoningPUD
Parcel #283001939020052100

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and turn left. Follow to parking lot, get out of your vehicle and push the button at the Call Box, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside the gate, follow Saddlebag Trail home is on the right.

Location

117 SADDLEBAG TRAIL, LAKE WALES, FL 33898

Listing Information

OfficeBENDER REALTY, LLC
ListedJuly 27, 2026

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Home Price

$92,000

20% ($18,400)
6.75%

Loan Term

Principal & Interest$477
Property Tax (est.)$84
Insurance (est.)$150
Total Monthly$712
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How to Buy This Home

Multiple financing options available for this $92,000 home in LAKE WALES.

🏦

Conventional

$4,600 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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