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$129,000

4 STONEFLY CIRCLE, LAKE WALES, FL 33898

3D Tour
Active13 days on market

Beds

2

Baths

2

Sq Ft

864 sq ft

Year Built

1995

Lot Size

0.10 acres

Garage

—

About This Property

Located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land, this 2/2 manufactured home is ready for it's new owner. The kitchen has plenty of cabinets and counter space, and comes with all the appliances. The living room includes a flat screen t.v., already mounted for the new owner. The owners suite has his and hers mirrored closets and an ensuite bathroom. Your guests will enjoy their own bedroom with built-in closets and drawers, and a separate bathroom with tub and shower. There's even a laundry closet complete with a washer and dryer! The outside of the home was designed with comfort in mind, for you and your fur babies! There's a dog run on the side, and the yard is completely fenced to keep them close. The secluded covered porch at the back of the home is the perfect place to sit and enjoy your evenings. There's a shed to store all your tools, and a "wood crib" to keep firewood stocked in. Need lots of parking? No problem! The expansive carport was added just two years ago and is large enough for three vehicles, with room on the side for an RV or boat. Other upgrades include a new AC three years ago, and composite decking and gated entries two years ago. Enjoy all the resort has to offer as well, including a crystal clear pool, hot tub, pickle ball and tennis courts, rec room with saunas and pool tables, a fitness center, shuffleboard courts and horse shoe pits, a beach house with lake side covered patio, dog park, boating and fishing - there's truly something for everyone here. The home is an exceptional value at only $129,000, and the $734 quarterly HOA fees includes your water, sewer, trash pick up and use of all the amenities. With so much to offer this home won't last long, so call now for your private tour!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #K4903812
StatusActive
Year Built1995
Total Rooms5
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesSoutheast
SubdivisionSADDLEBAG LAKE
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorDog Run, Irrigation System
FencingFenced
Other StructuresShed(s)
Lot Size0.10 acres (4,308 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$734 / Quarterly
Senior CommunityYes

Financial Details

List Price$129,000
Annual Taxes$509 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPUD
Parcel #283001939010019020

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and press the Call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, stay on Saddlebag Trail to the second Beaverkill Drive (it's a loop) and make a right. Then, turn right onto Stonefly Circle, the home will be on the left.

Location

4 STONEFLY CIRCLE, LAKE WALES, FL 33898

Listing Information

OfficeBENDER REALTY, LLC
ListedSeptember 23, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$129,000

20% ($25,800)
6.75%

Loan Term

Principal & Interest$669
Property Tax (est.)$118
Insurance (est.)$150
Total Monthly$938
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How to Buy This Home

Multiple financing options available for this $129,000 home in LAKE WALES.

🏛️

FHA Loan

$4,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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