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$359,900

490 S MINSTREL AVENUE, INVERNESS, FL 34450

3D Tour
Active598 days on market

Beds

3

Baths

2

Sq Ft

1,276 sq ft

Year Built

1981

Lot Size

1.13 acres

Garage

2

About This Property

BRING OFFER!! New price improvement—offering EVEN GREATER enhanced value! Nestled in the charming city of Inverness, this stunning Citrus County canal-front home offers the perfect blend of serenity and convenience. While you’ll feel miles away from the hustle and bustle, the home is just minutes from the city center, placing everything you need right at your fingertips. Boasting 3 spacious bedrooms and 2 well-appointed bathrooms, this home offers ample storage throughout, ensuring plenty of room for all your belongings. With easy access to the tranquil waters of the Withlacoochee River, you can enjoy leisurely boat rides or peaceful moments on the water whenever you wish. A brand-new well pump has been recently installed, providing peace of mind and eliminating any concerns for years to come. Removing another worry from your list this home has a brand new, professionally installed air conditioning unit. Making sure you can continue to stay cool on those extremely warm Florida summer days! Step inside to find an inviting open-concept living area, where the living room seamlessly flows into the kitchen – making it an ideal space for hosting holiday gatherings or casual dinner parties with friends and family. The kitchen is a chef's dream, featuring elegant solid-surface marble countertops, crisp white wood cabinetry, and top-of-the-line appliances, including a range, two-drawer dishwasher, and microwave. The spacious primary bedroom offers a private retreat, complete with an en-suite bath featuring a generously sized shower and a beautiful vanity. Outdoors, the home truly shines. The expansive back porch and additional covered patio with water and electric hookups create a perfect space for outdoor entertainment. And for those visiting with their camper, there’s no need for them to stay anywhere else – the side of the house is equipped with a 50-amp plug and water hookup, making it easy to accommodate guests. With its own private boat ramp and a dock, this home offers unparalleled access to the canal and the open waters beyond. Whether you’re seeking a peaceful retreat or a place to entertain, this property provides the best of both worlds. Call today for your private showing. All information including measurements are approximate and should be verified by buyers and/or buyer’s agent.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4951143
StatusActive
Year Built1981
Total Rooms6
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSHERWOOD FOREST UNREC SUB
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
FlooringTile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorStorage
Other StructuresBarn(s), Other, Shed(s), Storage
Lot Size1.13 acres (49,097 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone
Road SurfaceAsphalt
ViewTrees/Woods, Water

Pool & Spa

Private PoolNo
SpaAbove Ground

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,900
Original Price$399,900
Annual Taxes$3,697 (2024)
FinancingCash, Conventional, USDA Loan
ZoningCLR
Parcel #21E19S0700001A000A100

Directions

From US 301, turn onto County Rd 470, then onto FL-44W, Then onto Minstrel Ave

Location

490 S MINSTREL AVENUE, INVERNESS, FL 34450

Listing Information

OfficeAMERICAN REALTY
ListedFebruary 28, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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How to Buy This Home

Multiple financing options available for this $359,900 home in INVERNESS.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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