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$544,900

3980 SUNSET LAKE DRIVE, LAKELAND, FL 33810

3D Tour
Active335 days on market

Beds

4

Baths

3

Sq Ft

2,959 sq ft

Year Built

2008

Lot Size

0.20 acres

Garage

3

About This Property

Welcome to lakefront luxury living in the highly sought-after resort-style community of TerraLargo. Tucked away at the very back of the neighborhood on a premium lot, this executive 4-bedroom, 2.5-bath home offers one of the most peaceful settings in the community with stunning panoramic lake and conservation views. Spanning 2,959 sq ft, the home features a Spanish tile roof, pavered driveway, manicured landscaping, soaring ceilings, 8-foot interior doors, arched hallways, and wood-look tile flooring throughout the main living areas. The gourmet kitchen showcases 42” staggered cabinetry with crown and dental molding, granite countertops, tumbled marble backsplash, stainless steel appliances, and a large walk-in pantry, all overlooking the spacious living area and screened lanai, perfect for relaxing sunsets and entertaining guests. The downstairs primary suite offers tray ceilings, French doors leading to the lanai, and a spacious ensuite with dual vanities, garden tub, walk-in shower, and peaceful water views. Bedroom 2 with double doors works perfectly as an office or guest room, while Bedrooms 3 and 4 share a Jack & Jill bath. Upstairs, the oversized bonus/game room with built-ins provides flexible space for entertaining, media, or play. One of the standout features of this home is the backyard setting. Unlike many homes where privacy is limited, this property offers tranquil open water and conservation views that are difficult to find in today’s market. Additional highlights include a 3-car garage with workshop area and sink, upgraded trim work, built-in utility cabinetry, and Broadstar fiber internet and cable included. TerraLargo residents enjoy resort-style amenities including a clubhouse, fitness center, zero-entry pool and spa, tennis, basketball and pickleball courts, playgrounds, and more, all conveniently located minutes from I-4 with easy access to Tampa and Orlando.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4953356
StatusActive
Year Built2008
Total Rooms3
ConstructionBlock, Stucco
RoofSlate
FoundationSlab
FacesSoutheast
SubdivisionTERRALARGO
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), High Ceilings
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.20 acres (8,808 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$341 / Monthly
Senior CommunityNo

Financial Details

List Price$544,900
Original Price$545,000
Annual Taxes$4,651 (2024)
FinancingCash, Conventional, FHA
Parcel #232734013009001960

Directions

From Sleepy Hill Rd., to North onto Terra Largo Blvd., turn left on to La Vista Trail., turn left onto Sunset Lake Dr., home is on the right.

Location

3980 SUNSET LAKE DRIVE, LAKELAND, FL 33810

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedMay 30, 2025

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Home Price

$544,900

20% ($108,980)
6.75%

Loan Term

Principal & Interest$2,827
Property Tax (est.)$499
Insurance (est.)$150
Total Monthly$3,477
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How to Buy This Home

Multiple financing options available for this $544,900 home in LAKELAND.

🏛️

FHA Loan

$19,072 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$27,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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