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$475,000

402 CRUISERS DRIVE, POLK CITY, FL 33868

Active344 days on market

Beds

2

Baths

2

Sq Ft

1,674 sq ft

Year Built

2005

Lot Size

0.23 acres

Garage

1

About This Property

This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV port that measures 60X15, which is completely shaded from the sun. The carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4956231
StatusActive
Year Built2005
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionMT OLIVE SHORES NORTH ADD 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System
Lot Size0.23 acres (10,145 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$1,620 / Annually
Senior CommunityYes

Financial Details

List Price$475,000
Original Price$599,000
Annual Taxes$3,249 (2024)
FinancingCash, Conventional, VA Loan
Parcel #252706298367002520

Directions

4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.

Location

402 CRUISERS DRIVE, POLK CITY, FL 33868

Listing Information

OfficeWORTH CLARK REALTY
ListedOctober 27, 2025

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in POLK CITY.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 21, 2026.

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