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$475,000

548 NARROW POND ROAD, POLK CITY, FL 33868

3D Tour

Active228 days on market

Beds

Baths

Sq Ft

1,240 sq ft

Year Built

2013

Lot Size

0.21 acres

Garage

—

About This Property

This lovingly maintained 1-bedroom, 2-bath home offers 1,240 sq ft of functional, open-concept living designed for easy entertaining and everyday comfort. Step inside and discover upgrades like a new roof in 2024, modern refrigerator (2023), and a high-efficiency water softener (2025). Exterior was painted two years ago. 25x55 RV port with SPF screened shades, Florida room overlooks a pond, outside patio features a gas fireplace and a concrete table and benches. Perfect to watch the West Side sunsets. The laundry room has a full bath plus attic storage above. Situated on a generous 8,960 sq ft lot, the home offers plenty of room for outdoor relaxation in a peaceful neighborhood. What truly sets this property apart is the vibrant 55+ community lifestyle. With two sparkling pools, two clubhouses, and a full calendar of daily activities, you'll enjoy a connected and active retirement lifestyle with like-minded neighbors. This is your chance to embrace the warmth, relaxation, and joy of Florida retirement — all from your very own piece of paradise.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4956346

StatusActive

Year Built2013

Stories1

Total Rooms6

ConstructionBlock

RoofShingle

FoundationSlab

FacesEast

SubdivisionMT OLIVE SHORES NORTH 4TH ADD

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringCeramic Tile, Luxury Vinyl

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryLaundry Room

CoolingCentral Air

HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Lighting

Lot Size0.21 acres (8,960 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Available

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$2,000 / Annually

Senior CommunityYes

Financial Details

List Price$475,000

Annual Taxes$3,112 (2024)

Parcel #252705298332002560

Directions

4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.

Location

548 NARROW POND ROAD, POLK CITY, FL 33868

Listing Information

OfficeWORTH CLARK REALTY

ListedNovember 26, 2025

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Pick a Day

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Home Price

$475,000

Down Payment20% ($95,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,465

Property Tax (est.)$435

Insurance (est.)$150

Total Monthly$3,050

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How to Buy This Home

Multiple financing options available for this $475,000 home in POLK CITY.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.