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$285,000

21 CASARENA COURT, WINTER HAVEN, FL 33881

Active337 days on market

Beds

2

Baths

3

Sq Ft

2,045 sq ft

Year Built

1984

Lot Size

0.06 acres

Garage

1

About This Property

Move in ready and located on the Winter Haven Chain of Lakes! Welcome to the gated community of Casarena on the Lakes. This well-designed and meticulously maintained home is set up just right for indoor and outdoor living. The first floor is an open design with the fireplace separating the living and dining area. Enjoy granite countertops and updated appliances in the spacious kitchen that provides the perfect setting to create all of your favorite culinary delights. The living area is a versatile space with a cove for a hosting or exercise area. The main floor is also equipped with a half bath. Head upstairs to the loft that overlooks the living area and separates the two bedrooms. The primary bedroom leads to an open balcony on one side and an updated bathroom on the other. Both bedrooms are oversized with plenty of closet space. The new metal roof was installed in October 2023, The HVAC system has been well maintained, there is a new water heater and the home is also equipped with a whole home generator that is tested regularly. Enjoy the community pool, tennis or pickleball court and access to Lake Cannon, which is on the Winter Haven Chain of Lakes. Downtown Winter Haven is only 10 minutes away and you have quick access to Hwy 92 and 27. Call today for your private showing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4956453
StatusActive
Year Built1984
Total Rooms7
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionCASARENA ON LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Stone Counters, Thermostat
FlooringCarpet, Ceramic Tile, Engineered Hardwood, Slate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecurityGated Community

Exterior & Lot

ExteriorBalcony, Courtyard, French Doors, Lighting
Lot Size0.06 acres (2,518 sq ft)
Road SurfaceBrick
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$310 / Monthly
Senior CommunityNo

Financial Details

List Price$285,000
Annual Taxes$3,325 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262818551222000210

Schools

ElementaryInwood Elem
MiddleWestwood Middle
HighWinter Haven Senior

Directions

East or West on Havendale Blvd to South on to Casarena Drive to Casarena on the Lakes Community. Take the first left and follow Casarena Court to 21 on the left. You can turn around at the roundabout to make it easier to park if needed. GPS Available for this location.

Location

21 CASARENA COURT, WINTER HAVEN, FL 33881

Listing Information

OfficeHOMETRUST REAL ESTATE & PTY MGT
ListedNovember 3, 2025

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 13, 2026.

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