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$225,000

1740 2ND STREET NE, WINTER HAVEN, FL 33881

Active357 days on market

Beds

3

Baths

2

Sq Ft

1,683 sq ft

Year Built

2025

Lot Size

0.10 acres

Garage

—

About This Property

Price reduced to $235,000. This newer construction 3-bedroom, 2-bath home offers a compelling opportunity for buyers looking for location, layout flexibility, and upside potential. Built in 2025, the property features an open living area, laminate wood flooring, white cabinetry, stainless steel appliances, and a tankless water heater. The functional floor plan allows for a variety of uses, whether for primary residence, multigenerational living, or investment purposes. Located just minutes from Downtown Winter Haven, the Chain of Lakes, hospitals, shopping, and dining, and with no HOA, this property offers convenience and long-term appeal. Sold as-is.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4956531
StatusActive
Year Built2025
Total Rooms3
ConstructionStucco
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionMAUD MEADOWS
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters
FlooringLaminate
AppliancesMicrowave
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.10 acres (4,251 sq ft)
Lot Dimensions50 x 85
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$225,000
Original Price$260,000
Annual Taxes$308 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRP
Parcel #262816541500000200

Directions

Head north on 1st St N toward Ave O NE, Turn right onto Ave R NE, Turn right onto 2nd St NE, Destination will be on the left.

Location

1740 2ND STREET NE, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedOctober 13, 2025

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 18, 2026.

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