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$259,900

511 MARCIA LOOP, WINTER HAVEN, FL 33884

Active316 days on market

Beds

4

Baths

3

Sq Ft

2,159 sq ft

Year Built

1993

Lot Size

0.13 acres

Garage

1

About This Property

4 bedrooms, private backyard retreat with a hot tub, expansive Florida room, and solar-powered efficiency, located in S.E. Winter Haven!!! Welcome to 511 Marcia Loop, a spacious 4-bedroom, 2.5-bath home offering over 2,150 sq. ft. of living space, plus a 14' x 18' Florida room and a cabana-enclosed hot tub—perfect for entertaining in style. With a newer roof (2020), A/C system (2020), and leased solar panels (2024) which reduces the electrical expense, this home combines comfort, fun, and efficiency. From the moment you step inside, you’ll notice the expansive feel created by soaring ceilings, abundant natural light, and two updated skylights that brighten the main living areas. The flexible layout features two spacious living spaces — ideal for both everyday living and hosting. One area can easily function as a formal dining room, while the other serves as a welcoming family room for relaxing and gathering. The kitchen is designed with both function and entertaining in mind, showcasing stainless steel appliances, two closet pantries, and dual breakfast bars — including one with a secondary prep sink, perfect for cooking, serving, or casual meals. The generously sized primary suite offers a peaceful retreat with rich wood flooring, a walk-in closet, and an en-suite bath featuring an updated handicap-accessible walk-in shower. Three additional bedrooms provide comfortable accommodations and are conveniently located near the second full bath with tub. A separate half bath offers added convenience for guests. The enclosed Florida room at the rear of the home truly expands your living space. With a wall of windows, durable tile flooring, and built-in cabinetry with counter space, it offers excellent potential for a summer kitchen or serving station for gatherings. Step outside to your private backyard oasis, thoughtfully designed with low-maintenance landscaping including pavers, decorative rock, and mature plantings. Enjoy outdoor dining on the paver patio, then relax in the enclosed cabana featuring a hot tub with waterfall and built-in lounging seat — a standout entertaining space that feels like a private retreat. A powered storage shed provides space for tools, lawn equipment, hobbies, or could easily function as a workshop or creative studio. Additional features include a one-car garage with laundry area, screened front porch, irrigation system with timer, rain gutters, new window screens, multiple interior storage and linen closets, and a mature fruit-bearing mango tree. Conveniently located within five minutes of Publix, Walmart, restaurants, Legoland Florida, and the new AdventHealth ER, this home offers everyday convenience along with proximity to Central Florida’s major attractions. Positioned between Tampa and Orlando, commuting to theme parks, business centers, or international airports is simple and convenient. Whether you’re seeking a spacious family home, a low-maintenance retirement option, or a property designed for entertaining, 511 Marcia Loop delivers space, efficiency, and an exceptional backyard lifestyle. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4957392
StatusActive
Year Built1993
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCRYSTALS LANDING
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Skylight(s), Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Storage
FencingFenced, Wood
Other StructuresShed(s)
Lot Size0.13 acres (5,532 sq ft)
Lot Dimensions45 x 120
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$319 / Annually
Senior CommunityNo

Financial Details

List Price$259,900
Original Price$309,900
Annual Taxes$3,345 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262912687508000310

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Cypress Gardens Blvd to West Lake Ruby Dr. Turn right into Crystal's Landing and right on Marcia Loop.

Location

511 MARCIA LOOP, WINTER HAVEN, FL 33884

Listing Information

OfficeTHE STONES REAL ESTATE FIRM
ListedNovember 24, 2025

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$259,900

20% ($51,980)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $259,900 home in WINTER HAVEN.

🏛️

FHA Loan

$9,097 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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