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$239,500

109 REBECCA DRIVE NE, WINTER HAVEN, FL 33881

3D Tour
Active306 days on market

Beds

3

Baths

2

Sq Ft

1,560 sq ft

Year Built

1993

Lot Size

0.17 acres

Garage

2

About This Property

Virtually Staged. Beautifully remodeled in 2024, this move-in ready home offers modern updates, energy efficiency, and timeless comfort—all with no HOA. Step inside to an open-concept floor plan featuring high ceilings and abundant natural light. The brand-new kitchen impresses with contemporary finishes, while the updated bathrooms offer a fresh, stylish feel. A desirable split floor plan provides added privacy, making the home ideal for both families and guests. Major improvements include a newer roof and full re-plumbing, giving peace of mind for years to come. The home is also equipped with solar panels for low-cost energy, along with a natural-gas stove and gas water heater—perfect for efficiency and everyday convenience. Outside, enjoy great curb appeal, a fully fenced backyard for pets or play, and a spacious attached 2-car garage. With no HOA restrictions, you have the freedom to personalize, park, and use your property exactly the way you want. This beautifully updated home truly checks every box—style, function, efficiency, and freedom.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4957719
StatusActive
Year Built1993
Total Rooms3
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionSAXON-MYERS REP PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Storage
FencingFenced, Vinyl
Other StructuresShed(s), Storage
Lot Size0.17 acres (7,501 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$239,500
Annual Taxes$510 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262822588313000270

Directions

From Winter Haven, take 1st Street North to MLK Blvd. Turn right onto Buckeye Road and Rebecca Drive will be on your right. Turn right and the property will be down on your right---sign on property.

Location

109 REBECCA DRIVE NE, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedDecember 4, 2025

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Home Price

$239,500

20% ($47,900)
6.75%

Loan Term

Principal & Interest$1,243
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,612
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How to Buy This Home

Multiple financing options available for this $239,500 home in WINTER HAVEN.

🏛️

FHA Loan

$8,383 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.

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