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$365,000

929 MONTGOMERY LANE, POLK CITY, FL 33868

3D Tour
Active264 days on market

Beds

4

Baths

3

Sq Ft

2,041 sq ft

Year Built

2022

Lot Size

0.23 acres

Garage

2

About This Property

"SUMMER TIME PRICE REDUCTION" Summer is upon us—a perfect time to take a break from reality, embrace change, create new memories, and begin a new chapter in your dream home! This beautiful 4-bedroom/2.5 -bath home has been reduced to $365,000, making it more affordable in the Auburndale area. Welcome to the beautiful, well-kept community of Auburn Cove, ideally located between Auburndale and Polk City. Located at 929 Montgomery Lane, this stunning home features: 4 Bedrooms 2.5 Bathrooms Low HOA Fee Conveniently located near the TECO Trail Comfortable and affordable living in a desirable location Ideally situated between the Auburndale and Polk City areas, this well-kept neighborhood offers an ideal blend of comfort, convenience, and tranquility. This beautifully maintained four-bedroom, two-and-a-half-bath home features a two-car garage, low HOA, and no CDD, and showcases the popular Highland Homes “SHELBY” floor plan. Just minutes from I-4, daily commutes to Orlando, Tampa, and nearby attractions are a breeze. Step inside to an open floor plan with nine-foot ceilings, creating a spacious and inviting atmosphere. The large, counter-height kitchen island serves as the perfect centerpiece for gatherings, meal prep, or casual dining. The owner’s suite is a private retreat, complete with a grand double-door entry, a tray ceiling, a walk-in closet, and an en-suite bath featuring dual vanities. Two secondary bedrooms share a convenient Jack-and-Jill bath with dual sinks, a private tub, and a toilet. A separate powder room is ideal for guests, and the laundry room offers ample counter space for added functionality. Step outside to the covered, screened-in lanai overlooking a large, fenced-in yard—a perfect spot for relaxing or entertaining. The community also provides excellent nearby amenities, including the paved Auburndale TECO Trail and the Auburn Cove dog park. Don’t miss your chance to own a slice of tranquility with modern comforts. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4957935
StatusActive
Year Built2022
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionAUBURN COVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorPrivate Yard, Sidewalk, Sliding Doors, Sprinkler Metered
FencingVinyl
Lot Size0.23 acres (9,805 sq ft)
Lot FeaturesCorner Lot
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$630 / Annually
Senior CommunityNo

Financial Details

List Price$365,000
Original Price$375,000
Annual Taxes$4,101 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252708298378000010

Directions

From the East: I-4 West to Polk City, exit 44 FL-559 Polk City. Left onto FL-559 to C Fred Jones Blvd, right on C Fred Jones Blvd to Berkley Rd. Left on Berkley Rd to Dothan PL. Dothan PL to Montgomery Ln to 929 Montgomery Ln on the left at the corner of Montgomery Ln and Madison Rd. From the West: I-4 West to Polk City, exit 44 FL-559 Polk City. Right onto FL-559 to C Fred Jones Blvd, right on C Fred Jones Blvd to Berkley Rd. Left on Berkley Rd to Dothan PL. Dothan PL to Montgomery Ln to 929 Montgomery Ln on the left at the corner of Montgomery Ln and Madison Rd.

Location

929 MONTGOMERY LANE, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedDecember 19, 2025

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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How to Buy This Home

Multiple financing options available for this $365,000 home in POLK CITY.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.

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