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$365,000

929 MONTGOMERY LANE, POLK CITY, FL 33868

3D Tour
Active285 days on market

Beds

4

Baths

3

Sq Ft

2,041 sq ft

Year Built

2022

Lot Size

0.23 acres

Garage

2

About This Property

NEW PRICE — $365,000 | 4 BEDROOMS | 2.5 BATHS | AUBURN COVE Welcome to 929 Montgomery Lane, a beautifully maintained four-bedroom, two-and-a-half-bath home in the desirable Auburn Cove community, conveniently located between Auburndale and Polk City. Built in 2022, this home offers modern living, an inviting open floor plan, and plenty of space both inside and out. Step inside and you'll find nine-foot ceilings and an open-concept design that creates a spacious atmosphere for everyday living and entertaining. The kitchen features a large counter-height island, providing plenty of workspace and a natural gathering place for family and friends. The private owner's suite features a grand double-door entry, tray ceiling, walk-in closet, and an en-suite bathroom with dual vanities. Two additional bedrooms share a convenient Jack-and-Jill bathroom with dual sinks, while a separate powder room provides added convenience for guests. The laundry room includes additional counter space for everyday functionality. Step outside to the covered, screened-in lanai overlooking the large, fully fenced backyard—an ideal space for relaxing, entertaining, or enjoying Florida's outdoor lifestyle. Additional features include a two-car garage, low HOA fee, and no CDD. The home also offers convenient access to the Auburndale TECO Trail and Auburn Cove dog park. With easy access to I-4, commuting toward Orlando or Tampa and enjoying Central Florida's many attractions is convenient. If you're looking for a newer four-bedroom home with modern features, outdoor space, and a convenient Central Florida location, 929 Montgomery Lane is worth a closer look. Schedule your private showing today and come see what $365,000 can provide.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4957935
StatusActive
Year Built2022
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionAUBURN COVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorPrivate Yard, Sidewalk, Sliding Doors, Sprinkler Metered
FencingVinyl
Lot Size0.23 acres (9,805 sq ft)
Lot FeaturesCorner Lot
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$630 / Annually
Senior CommunityNo

Financial Details

List Price$365,000
Original Price$375,000
Annual Taxes$4,101 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252708298378000010

Directions

From the East: I-4 West to Polk City, exit 44 FL-559 Polk City. Left onto FL-559 to C Fred Jones Blvd, right on C Fred Jones Blvd to Berkley Rd. Left on Berkley Rd to Dothan PL. Dothan PL to Montgomery Ln to 929 Montgomery Ln on the left at the corner of Montgomery Ln and Madison Rd. From the West: I-4 West to Polk City, exit 44 FL-559 Polk City. Right onto FL-559 to C Fred Jones Blvd, right on C Fred Jones Blvd to Berkley Rd. Left on Berkley Rd to Dothan PL. Dothan PL to Montgomery Ln to 929 Montgomery Ln on the left at the corner of Montgomery Ln and Madison Rd.

Location

929 MONTGOMERY LANE, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedDecember 19, 2025

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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How to Buy This Home

Multiple financing options available for this $365,000 home in POLK CITY.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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