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$325,000

129 LAKE OTIS ROAD SE, WINTER HAVEN, FL 33884

3D Tour
Active272 days on market

Beds

5

Baths

3

Sq Ft

2,579 sq ft

Year Built

1966

Lot Size

0.32 acres

Garage

2

About This Property

Short Sale. This charming home is a diamond in the rough, waiting for the right owner to unlock its full potential. Located in a sought-after neighborhood of picturesque red brick homes, this property offers a unique opportunity for those with vision and ambition. This home is being sold as a short sale, making it an ideal project for those looking to invest in a renovation loan and transform it into one of the best investments on the street. Surrounded by beautiful homes with strong property values, this two-level home boasts 5 bedrooms (with potential for a 6th), three bathrooms, and 2579 square feet of living space. Inside, you'll find real hardwood floors, double-paned windows, a cozy wood-burning fireplace, and a double car garage, all situated on a spacious 0.32-acre lot. With a little TLC and creativity, this property has the potential to become a stunning showcase home that stands out in the neighborhood. Don't miss this opportunity to own a piece of Winter Haven's red brick charm and create the home of your dreams. Schedule a showing today and start envisioning the possibilities that await.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4958266
StatusActive
Year Built1966
Stories2
Total Rooms9
ConstructionBlock, Brick, Wood Frame, Wood Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKEWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom
FlooringCarpet, Parquet, Tile, Hardwood
AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
FencingFenced
Other StructuresShed(s), Storage
Lot Size0.32 acres (14,000 sq ft)
Lot Dimensions100 x 140
Lot FeaturesIn County, Oversized Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,200 / Annually
Senior CommunityNo

Financial Details

List Price$325,000
Original Price$400,000
Annual Taxes$739 (2025)
FinancingCash, Conventional
ZoningR-1
Parcel #262827000000042300

Directions

From Downtown Winter Haven, go east on Central Ave, to Lake Elbert Drive SE, go south to 11th Street SE to Lakewood Causeway, go south to Lake Link Road, go to Lake Otis, house on the left.

Location

129 LAKE OTIS ROAD SE, WINTER HAVEN, FL 33884

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJanuary 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $325,000 home in WINTER HAVEN.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 19, 2026.

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