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$179,990

1836 N CRYSTAL LAKE DRIVE UNIT 104, LAKELAND, FL 33801

3D Tour
Active213 days on market

Beds

4

Baths

3

Sq Ft

1,730 sq ft

Year Built

1976

Lot Size

0.03 acres

Garage

—

About This Property

HUGE PRICE DROP!!! Charming Two-Story Townhouse with a modern feel on Bonnie Lake! This spacious four-bedroom, two-and-half bath townhouse offers a functional two-story layout with generously sized bedroom and large windows that fill the home with natural light. The spacious kitchen features ample cabinetry and counter space, perfect for everyday living and entertaining. All bathrooms have been beautifully updated. Enjoy outdoor living in the fenced-in backyard with easy access to community amenities. The community offers two swimming pools, basketball courts, a fitness center, and a clubhouse. HOA fees include full exterior maintenance, designated parking and additional boat parking. Ideally located near downtown Lakeland, just half a mile east of Lake Hollingsworth, and positioned between Southeastern University and Florida Southern College. This home also offers a short commute to Polk State College, major shopping, dining, and medical facilities.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #L4958401
StatusActive
Year Built1976
Stories2
Total Rooms3
ConstructionBrick, Wood Frame
RoofMembrane
FoundationSlab
FacesNorth
SubdivisionGROVETHE
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.03 acres (1,311 sq ft)
Road SurfacePaved, Asphalt
ViewPool, Trees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$401 / Monthly
Senior CommunityNo

Financial Details

List Price$179,990
Original Price$214,990
Annual Taxes$2,868 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMF-12
Parcel #242820239220009030

Directions

Head south on US-92 or US-98 and turn left onto N Crystal Lake Dr. Take the first available road (approx. 0.1 mi) marked by a green sign reading “1836 – The Grove.” Continue to the stop sign and turn left. Proceed as the road curves right and continue straight. Turn right at the first available road; Unit 104 is the second unit on the right.

Location

1836 N CRYSTAL LAKE DRIVE UNIT 104, LAKELAND, FL 33801

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedJanuary 20, 2026

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Home Price

$179,990

20% ($35,998)
6.75%

Loan Term

Principal & Interest$934
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,249
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How to Buy This Home

Multiple financing options available for this $179,990 home in LAKELAND.

🏛️

FHA Loan

$6,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.

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