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$440,000

6786 HIGHLANDS CREEK BOULEVARD, LAKELAND, FL 33813

3D Tour
Active257 days on market

Beds

4

Baths

2

Sq Ft

2,353 sq ft

Year Built

2004

Lot Size

0.25 acres

Garage

2

About This Property

4-Bedroom Home for Sale in South Lakeland, FL | Gated Community | New Roof Welcome to this beautiful 4-bedroom, 2-bath home in South Lakeland, Florida, located within a desirable gated community and offering the privacy, updates, and location today’s buyers are searching for. This move-in-ready South Lakeland home features a NEW ROOF, brand-new carpet, and fresh interior paint, providing a clean, updated interior that’s ready for its new owners. The desirable split-bedroom floor plan offers added privacy and flexibility, with plenty of room for family, overnight guests, or a dedicated home office. Comfortable living spaces and an easy-flowing layout make this home ideal for both everyday living and entertaining. Step outside to the large screened lanai, the perfect spot for morning coffee, weekend gatherings, or relaxing at the end of the day. Beyond the lanai is a spacious and private backyard with NO REAR NEIGHBORS, providing additional privacy and a peaceful outdoor setting that’s increasingly hard to find. Located in South Lakeland, FL, you’ll enjoy convenient access to shopping, restaurants, schools, medical facilities, recreation, and major roadways, making it easy to get around Lakeland and Central Florida. If you’ve been searching for a 4-bedroom home for sale in South Lakeland, a Lakeland home in a gated community, or a move-in-ready home with a new roof and private backyard, this property checks the boxes. Schedule your private showing today and discover why this South Lakeland home for sale could be the one you’ve been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4958669
StatusActive
Year Built2004
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLANDS CREEK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.25 acres (10,741 sq ft)
Lot FeaturesIn County
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sprinkler Meter

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$440,000
Original Price$465,000
Annual Taxes$2,481 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning0
Parcel #242921287013000690

Schools

ElementaryValleyview Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

Crews Lake Drive to Highlands Creek Blvd. House is straight up the Blvd

Location

6786 HIGHLANDS CREEK BOULEVARD, LAKELAND, FL 33813

Listing Information

OfficeREGAL REAL ESTATE LLC
ListedJanuary 22, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $440,000 home in LAKELAND.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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