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$296,000

2707 VIRGINIA PINE DRIVE, BARTOW, FL 33830

3D Tour
Active173 days on market

Beds

4

Baths

2

Sq Ft

1,687 sq ft

Year Built

2024

Lot Size

0.18 acres

Garage

2

About This Property

Beautiful Corner, Elevated Lot | Premier Series | Built 2024 | Move-In Ready Stunning Premier Series, energy-efficient home built in 2024, situated on a premium corner, elevated lot with peaceful retention pond views in the backyard, located in The Grove at Stuart Crossing. This 4-bedroom, 2-bath residence offers a desirable open-concept floor plan that seamlessly connects the kitchen, dining, and living areas—ideal for everyday living and entertaining. Interior features include granite countertops, real wood cabinetry, and custom mirrors in the bathrooms, adding both style and quality throughout the home. Enjoy resort-style community amenities such as a state-of-the-art clubhouse, swimming pool, fitness center, pickleball and basketball courts, playground, dog park, and scenic walking trails. Conveniently located just minutes from restaurants and shopping in Bartow, with easy access to Lakeland, Tampa, Lake Wales, and Kissimmee/Orlando. Sellers are motivated. Move-in ready—no waiting on new construction. No tax surprises. Home is in excellent condition; prior owner relocated out of state.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4958888
StatusActive
Year Built2024
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionGROVE/STUART XING PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Smart Home, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.18 acres (7,867 sq ft)
Lot FeaturesCorner Lot, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesUnderground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$17 / Monthly
Senior CommunityNo

Financial Details

List Price$296,000
Original Price$310,000
Annual Taxes$4,143 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252932363430000770

Schools

ElementarySpessard L. Holland Elementary
MiddleBartow Middle
HighBartow High

Directions

From I-75/FL-681 Exit head west and turn left at Honore Ave. Drive 2.1 miles and turn right on Ranch Rd. be sure to turn onto the second Ranch Rd., there are two and our community is located off of the second one. Community approximately 1/2 mile ahead.

Location

2707 VIRGINIA PINE DRIVE, BARTOW, FL 33830

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedFebruary 2, 2026

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Home Price

$296,000

20% ($59,200)
6.75%

Loan Term

Principal & Interest$1,536
Property Tax (est.)$271
Insurance (est.)$150
Total Monthly$1,957
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $296,000 home in BARTOW.

🏛️

FHA Loan

$10,360 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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