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$399,900

7826 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

3D Tour
Active175 days on market

Beds

2

Baths

2

Sq Ft

1,788 sq ft

Year Built

2022

Lot Size

0.15 acres

Garage

2

About This Property

This light and bright modern home is as close to new as a home can be, having had only one owner/occupant. From the moment you arrive, the exceptional care and maintenance are immediately evident. Inside, the home is filled with natural light, and ceramic tile flooring flows throughout. Just off the front entry is a spacious office/flex room overlooking the front yard. The foyer leads into an open concept living space where the kitchen serves as the true centerpiece. Designed to please any cook, the kitchen features high end finishes including Wellborn cabinets, quartz countertops, under cabinet lighting, and a large pantry. Stainless steel appliances include an induction cooktop with stainless hood, along with a Fisher & Paykel refrigerator and slide out dishwasher. The kitchen opens to the living and dining areas, creating a perfect space for entertaining. Three large sliding glass doors extend the living area to the screened lanai, offering seamless indoor outdoor living. The primary suite is located off the living room and easily accommodates a king size bedroom set. The en suite bathroom features a soaking tub, spacious walk in shower, dual sink vanity, linen closet, and a water closet. A large walk in closet with built in shelving is tucked behind a pocket door. The second bedroom is located off the foyer and includes a generous closet. Additional highlights include an inside laundry room that leads to an oversized garage with a durable three step epoxy floor coating. This custom home was built by Ernie White Construction in 2022 and includes numerous upgrades throughout. Located in Lake James, a 55+ community, the HOA fee includes lawn care, Wi Fi, cable, and access to community amenities. Homes this well maintained are rare—schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4958971
StatusActive
Year Built2022
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionLAKE JAMES PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsLow-Emissivity Windows, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk
Lot Size0.15 acres (6,534 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,860 / Semi-Annually
Senior CommunityYes

Financial Details

List Price$399,900
Original Price$439,900
Annual Taxes$4,444 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRESIDENTIA
Parcel #232710000833003310

Schools

ElementaryR. Clem Churchwell Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

Heading north on US Highway 98, take a left at Banana Rd. Turn left into Lake James on Lake James Blvd. At the traffic circle, take the 4th exit and stay on Lake James Blvd. Home will be on the left.

Location

7826 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

Listing Information

OfficeCLARK REALTY LLC
ListedFebruary 3, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in LAKELAND.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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