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$660,000

124 PANGOLA DRIVE, WINTER HAVEN, FL 33880

3D Tour
Active215 days on market

Beds

4

Baths

3

Sq Ft

2,790 sq ft

Year Built

2014

Lot Size

1.92 acres

Garage

3

About This Property

Experience lakeside living in this custom-built home, perfectly situated on the shores of Lake Grassy. As you approach the property, you are greeted by a sprawling 13’x60’ front porch complete with a charming swing and ample space for entertaining. Imagine hosting gatherings here, with tables lined up as you enjoy views of the beautifully landscaped front yard. Step inside through a wide foyer that seamlessly flows into a spacious family room, where soaring ceilings amplify the sense of openness and elegance. The heart of the home is the newly renovated kitchen, featuring hickory wood cabinets with convenient roll-out drawers, modern appliances, and an eat-in area framed by a picture window offering breathtaking lake views. Adjacent to the kitchen, the formal dining room features sliding glass doors that open to a cozy back porch, creating the perfect indoor-outdoor flow for dining and relaxation. The home boasts 180 feet of lake frontage, complete with a private boat dock and concrete retaining wall, inviting endless water activities and lakeside enjoyment. Eco-friendly and cost-efficient, this home is equipped with fully paid solar panels and a private well, ensuring significant savings no utility bills. The expansive laundry room provides additional storage space, enhancing functionality. The main bedroom is a serene sanctuary with its own private lake view and sliding glass door that opens to a private lanai, offering a tranquil space to unwind. The main bedroom has on-suite bathroom, separate water closet, double sinks, jacuzzi tub, separate shower and double sinks. The second bedroom is thoughtfully designed with a dog door leading to secure dog fencing, making pet care effortless. The second and third bedrooms have walk in closets and share a convenient 2nd bathroom. Car enthusiasts or hobbyists will appreciate the oversized 35’x38’ garage, perfect for a workshop or extra storage, and includes a full bathroom. Additionally, a detached building is primed to become an in-law suite or a private home office, adapting to your changing needs. Don’t miss the opportunity to own this lakefront gem. Call for your private viewing today and start living your dream on Lake Grassy!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4959175
StatusActive
Year Built2014
Stories1
Total Rooms9
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesEast
SubdivisionLAKEWOOD ACRES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets
FlooringCeramic Tile, Porcelain Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryCommon Area, Inside
WindowsDouble Pane Windows, Insulated Windows
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Solar

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors, Storage
FencingChain Link
Other StructuresGuest House, Workshop
Lot Size1.92 acres (83,605 sq ft)
Lot FeaturesCul-De-Sac, In County, Street Dead-End
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Solar, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$660,000
Original Price$699,900
Annual Taxes$3,505 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRC
Parcel #252902000000014220

Directions

Polk County Expressway to Winter Lake Road, go south to Thornhill Road, go north on Spirit Lake Road, to Pangola Drive, house on the right.

Location

124 PANGOLA DRIVE, WINTER HAVEN, FL 33880

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedFebruary 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$660,000

20% ($132,000)
6.75%

Loan Term

Principal & Interest$3,425
Property Tax (est.)$605
Insurance (est.)$150
Total Monthly$4,180
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How to Buy This Home

Multiple financing options available for this $660,000 home in WINTER HAVEN.

🏛️

FHA Loan

$23,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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