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$390,000

194 S LAKE MARIAM DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active226 days on market

Beds

2

Baths

2

Sq Ft

1,538 sq ft

Year Built

2000

Lot Size

0.50 acres

Garage

2

About This Property

** $10K PRICE REDUCTION!** Welcome to this beautifully updated home in desirable Southeast Winter Haven, offering space, privacy, and modern upgrades on a generous half-acre lot. Step inside to vaulted ceilings and rich hardwood flooring that create a warm, open feel. The living room features a gas fireplace with mantle detail, adding character and comfort to the main gathering space. The fully renovated kitchen stands out with stainless steel appliances, granite countertops throughout, updated shaker-style cabinetry, and a sleek glass vent hood for a clean, contemporary finish. The layout flows effortlessly into the dining and living areas, making it ideal for both everyday living and entertaining. The enclosed rear patio is fully incorporated into the heated and cooled square footage, providing additional living space in a controlled climate year-round. From here, you overlook the expansive backyard with mature trees and complete privacy — and with no rear neighbors, that view and buffer will never change. The updated bathroom features a spacious walk-in shower with modern tile accents, granite vanity top, and upgraded lighting for a polished, spa-like feel. Outside, the half-acre homesite offers exceptional flexibility. There is ample room for a future pool, garden, or additional structure, along with space for boat or RV parking. A detached shed provides extra storage. The property backs to natural privacy with no rear neighbors ever, creating a peaceful setting that’s hard to find. Located in a one-way-in, one-way-out area of Southeast Winter Haven, the neighborhood offers limited traffic and added privacy while still being conveniently close to everything. With a little effort, this home could easily be converted into a 3-bedroom layout, adding even more value and flexibility for future owners. If you’re looking for updated interiors, privacy, and room to grow — this one checks boxes that most homes simply don’t.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4959447
StatusActive
Year Built2000
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionVALENCIA WOOD ESTATES FIRST ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Skylight(s), Vaulted Ceiling(s)
FlooringLaminate, Tile
AppliancesConvection Oven, Dishwasher, Disposal, Range, Range Hood, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Irrigation System
Other StructuresShed(s)
Lot Size0.50 acres (21,863 sq ft)
Lot Dimensions107 x 198
Lot FeaturesIn County, Irregular Lot, Oversized Lot, Unincorporated
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$390,000
Original Price$400,000
Annual Taxes$3,770 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262834662420005431

Directions

Take Overlook Dr SE, turn on Wakulla Dr, then right on Suwanee Rd, left on S. Lake Mariam Dr, home is on the left.

Location

194 S LAKE MARIAM DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedFebruary 17, 2026

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Home Price

$390,000

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $390,000 home in WINTER HAVEN.

🏛️

FHA Loan

$13,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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