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$178,950

2055 S FLORAL AVENUE UNIT 117, BARTOW, FL 33830

3D Tour
Active176 days on market

Beds

2

Baths

2

Sq Ft

1,144 sq ft

Year Built

1982

Lot Size

0.11 acres

Garage

About This Property

Welcome to this newly renovated lakefront retreat in the desirable 55+ Floral Lakes community in Bartow, Florida. This move-in-ready home has been thoughtfully updated from top to bottom, featuring a new A/C system, re-piped plumbing, all new flooring, and fresh paint inside and out. The bright, open layout offers a spacious living area with large windows and a sliding glass door that fill the home with natural light while showcasing peaceful lake views, along with a dedicated dining space ideal for everyday living or entertaining. The brand-new kitchen is both stylish and functional, complete with stainless steel appliances, new cabinets, and beautiful new countertops. Both generously sized bedrooms feature bay windows, private ensuite bathrooms, and ample space, with one also offering a walk-in closet. Outside, you’ll enjoy tranquil waterfront scenery, an enclosed rear porch perfect for relaxing, and new landscaping that enhances the home’s curb appeal. A two-car carport includes a utility room with a small workshop area, and the washer and dryer are included for added convenience, making this an exceptional opportunity for comfortable, low-maintenance lakefront living! Community amenities include a sparkling pool, shuffleboard courts, a clubhouse, boat ramp, and more - designed to support an active and social lifestyle. Golf carts are allowed throughout the community.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4959639
StatusActive
Year Built1982
Total Rooms3
ConstructionWood Frame
RoofOther
FoundationCrawlspace
FacesWest
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Storage
Lot Size0.11 acres (4,975 sq ft)
Lot Dimensions60 x 83
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$178,950
Original Price$199,950
Annual Taxes$2,402 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #253018429920001170

Directions

From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot.

Location

2055 S FLORAL AVENUE UNIT 117, BARTOW, FL 33830

Listing Information

OfficePORCHLIGHT HOMES LLC
ListedFebruary 25, 2026

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Home Price

$178,950

20% ($35,790)
6.75%

Loan Term

Principal & Interest$929
Property Tax (est.)$164
Insurance (est.)$150
Total Monthly$1,243
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How to Buy This Home

Multiple financing options available for this $178,950 home in BARTOW.

🏛️

FHA Loan

$6,263 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,948 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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