$424,900
402 E POINSETTIA STREET, LAKELAND, FL 33803
Beds
4
Baths
3
Sq Ft
2,048 sq ft
Year Built
1920
Lot Size
0.15 acres
Garage
—
About This Property
Historic charm meets modern updates in this beautifully maintained 1920 home located in one of Lakeland’s most sought-after neighborhoods. Just minutes from downtown Lakeland and walking distance to Lake Hollingsworth and Publix Super Market at Southgate Shopping Center, this timeless property offers over 2,000 square feet of inviting living space filled with character and warmth. Inside, natural light pours through the home, highlighting original architectural details, updated finishes, and spacious living areas designed for both everyday comfort and entertaining. The updated kitchen blends modern functionality with the home’s classic historic appeal, while recent upgrades including two new AC units and air handlers (2021), updated flooring in the main living areas, brand-new kitchen appliances (Dec. 2025), and a new driveway (Dec. 2023) provide added peace of mind. Featuring 4 bedrooms and 2.5 bathrooms, this home offers the perfect balance of historic beauty and modern convenience in a prime Lakeland location near restaurants, shopping, parks, and the scenic walking paths surrounding Lake Hollingsworth.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Head east on E Poinsettia Street from South Florida Avenue. Florida Avenue is one of the main north–south roads through Lakeland. Continue east on E Poinsettia St for about 0.3 mile. 402 E Poinsettia St will be on your right side.
Location
402 E POINSETTIA STREET, LAKELAND, FL 33803
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$424,900
Loan Term
How to Buy This Home
Multiple financing options available for this $424,900 home in LAKELAND.
🏛️
FHA Loan
$14,872 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 17, 2026.