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$172,000

2055 S FLORAL AVENUE UNIT 238, BARTOW, FL 33830

3D Tour
Active215 days on market

Beds

2

Baths

2

Sq Ft

1,456 sq ft

Year Built

1984

Lot Size

0.09 acres

Garage

,

About This Property

$118 per square foot on the water! Fish right from your dock! Welcome to waterfront living! Enjoy beautiful lake views from this MOVE-IN READY 2-bedroom, 2-bathroom manufactured home located in the desirable 55+ Floral Lakes Community in Bartow. All windows have push up and push down blinds plus weather resistant drapes, helping keep the electric bill down. Inside, you’ll find wood laminate flooring throughout, a wet bar complete with a small refrigerator, and a utility room featuring an additional outdoor refrigerator—perfect for staying refreshed on those hot days. Creating a clean and low-maintenance living space. Relax and take in the peaceful water views from the enclosed porch, or step out onto the adjoining open porch, both perfectly positioned to overlook the lake. A private dock extends out to the water, ideal for enjoying nature, relaxing, or fishing. Additional exterior features include a one-car carport and an outdoor storage/workshop area for tools and hobbies. Residents of Floral Lakes enjoy a variety of amenities including access to a stocked pond with a community boat ramp and dock, plus a clubhouse featuring recreation space, shuffleboard, putting green, and a large heated swimming pool. The active community offers social clubs, dances, exercise classes, potlucks, and optional RV storage. Conveniently located in Central Florida between Tampa and Orlando, this golf-cart friendly community is close to the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Association approval required. HOA fee is $105 monthly.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4959997
StatusActive
Year Built1984
Total Rooms12
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesEast
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
FlooringLaminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.09 acres (4,086 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$172,000
Original Price$185,000
Annual Taxes$2,514 (2025)
FinancingCash, Conventional, FHA
ZoningPUD
Parcel #253018429920002380

Directions

Floral Ave. Bartow to Floral Lakes. Follow numerical numbers to #238.

Location

2055 S FLORAL AVENUE UNIT 238, BARTOW, FL 33830

Listing Information

OfficeMEEKS REAL ESTATE LLC
ListedMarch 6, 2026

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Home Price

$172,000

20% ($34,400)
6.75%

Loan Term

Principal & Interest$892
Property Tax (est.)$158
Insurance (est.)$150
Total Monthly$1,200
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How to Buy This Home

Multiple financing options available for this $172,000 home in BARTOW.

🏛️

FHA Loan

$6,020 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$8,600 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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