Skip to main content
1 / 34

$204,900

1015 CAREFREE COVE DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active197 days on market

Beds

4

Baths

2

Sq Ft

1,104 sq ft

Year Built

1972

Lot Size

0.17 acres

Garage

1

About This Property

Short Sale. Bank approved price! Welcome to this beautifully updated 4-bedroom, 1.5-bath single-family home located in Winter Haven with NO HOA! This solid block construction home offers peace of mind with a new roof and AC installed in 2024. Inside, you’ll find newer flooring throughout along with a recently renovated kitchen and bathrooms, giving the home a fresh, modern feel. The kitchen features quartz countertops, stainless steel appliances, and updated cabinetry, perfect for both everyday living and entertaining. The functional layout includes four spacious bedrooms, a full bathroom, and an additional half bath for added convenience. Enjoy outdoor living in the fully fenced backyard, ideal for pets, gatherings, or simply relaxing in your private space. The home also includes a 1-car garage for storage and parking. Ideally situated near Lake Conine, part of Winter Haven’s famous Chain of Lakes, this property offers easy access to boating, fishing, and outdoor recreation. Conveniently located near major roadways, providing a quick commute to Orlando, Tampa, and world-renowned attractions like Disney. This move-in ready home combines modern updates, a great location, and no HOA restrictions—don’t miss your opportunity to make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960484
StatusActive
Year Built1972
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCAREFREE COVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingFenced
Lot Size0.17 acres (7,235 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Public, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$204,900
Original Price$199,900
Annual Taxes$3,182 (2025)
FinancingCash, Conventional, FHA
Parcel #262808528900001420

Directions

From US Hwy 17 heading north, turn left onto Lake Alfred Rd. Continue to Carefree Cove, turn left, then turn left onto Carefree Cove Dr. Property will be on the left.

Location

1015 CAREFREE COVE DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedMarch 23, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$204,900

20% ($40,980)
6.75%

Loan Term

Principal & Interest$1,063
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,401
Full Calculator →

How to Buy This Home

Multiple financing options available for this $204,900 home in WINTER HAVEN.

🏛️

FHA Loan

$7,172 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$10,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 19, 2026.

Call (813) 733-7907TextContact