$309,999
1317 W BELMAR STREET, LAKELAND, FL 33815
Beds
3
Baths
2
Sq Ft
1,278 sq ft
Year Built
1952
Lot Size
0.48 acres
Garage
—
About This Property
Move-In ready 3-bedroom, 2-bathroom home situated on 4 lots with No HOA! So bring all your toys! This fully fenced 0.48-acre property offers rare space in the middle of town, along with quick access to shopping, restaurants, medical facilities, local schools including SEU, FSC, and LCS, Bonnet Springs Park, Kelly Recreation Center, Central Soccer fields, the Boys & Girls Club, and a city park with a playscape just one block away. Convenient access to the Polk Parkway also makes commuting to Orlando or Tampa easy for work or play. Inside, this adorable home features an updated kitchen with stainless steel appliances, granite countertops, and newer cabinets, along with fresh paint, new ceiling fans and lighting, vinyl and tile flooring, and beautifully updated bathrooms. The open-concept living and dining areas create a warm, inviting feel, while the spacious owner’s suite includes a walk-in closet and a private en-suite bathroom with a walk-in shower. An indoor laundry room/mudroom adds extra function and convenience. Major updates include new A/C (2021), newer roof (2021), newer septic and drain field (2021), water heater (2021), upgraded 200-amp electrical panel (2021), and new energy-efficient windows (2022). Outside, the whole family will love the 27-foot above-ground pool with a new pump, perfect for backyard fun. The property also includes banana bushes, a metal carport with concrete pad, and two massive sheds, including a 10x10 block building with electricity. With plenty of room to park multiple vehicles, this property offers flexibility, storage, and outdoor enjoyment that’s hard to find at this price. You don’t often find a lot this size in town. Call today for your private showing.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
I-4 to Polk parkway to Harden Blvd. Exit north on Sikes/Harden / Kathleen rd. from the parkway about 1 mile . Turn left onto W Belmar street, go through the stop at S. Central Ave., home will be on right.
Location
1317 W BELMAR STREET, LAKELAND, FL 33815
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$309,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $309,999 home in LAKELAND.
🏛️
FHA Loan
$10,850 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.