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$499,000

3979 SUNSET LAKE DRIVE, LAKELAND, FL 33810

3D Tour
Active198 days on market

Beds

4

Baths

4

Sq Ft

3,325 sq ft

Year Built

2014

Lot Size

0.26 acres

Garage

3

About This Property

HUGE price improvement as seller must sell - Located in the sought-after, resort-style gated community of TerraLargo, this exceptional residence features a private office, FOUR bedrooms and three-and-a-half bathrooms, including TWO primary suites—a rare and highly coveted feature in the community. Thoughtfully designed, the home also includes a THREE-car garage, another rare amenity in the neighborhood, and a striking stone-accented front exterior. An abundance of windows invites natural light throughout, creating a bright and inviting ambiance. Inside, the FORMAL living/sitting area with DINNING provides a beautiful setting, ideal for elegant entertaining or a refined game room experience. The main living area impresses with soaring ceilings, oversized tile flooring that continues to flow upstairs, and a beautifully crafted staircase featuring wood banisters and wood steps, adding warmth and architectural character. The KITCHEN serves as a true centerpiece, showcasing extended cabinetry, generous storage, and granite countertops, all overlooking the main living space and an extended, spacious screened-in tiled lanai—perfect for enjoying Florida living year-round and hosting both intimate gatherings and large-scale entertaining. Both PRIMARY suites have refined flexibility for multi-generational living, guests, or those seeking private retreats. One suite features tray ceilings and a spa-inspired bathroom with a soaking tub, makeup vanity, and an expansive layout designed for relaxation. All bedrooms include walk-in closets, and granite countertops continue throughout the home’s bathrooms, adding a cohesive touch of luxury. Further highlights include a dedicated downstairs office, well-maintained gutters, and a backyard that flows seamlessly from the expansive lanai, creating an exceptional space for entertaining, relaxation, and outdoor living. Located near I-4, shopping, dining, and top attractions, TerraLargo also offers resort-style amenities including a clubhouse, fitness center, zero-entry pool with lap lanes, spa, and pickleball, basketball, and tennis courts. A MUST SEE TODAY! *****LIKE THE FURNITURE? It can be sold separately too.*****

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960584
StatusActive
Year Built2014
Stories2
Total Rooms10
ConstructionBlock, Stucco, Wood Frame
RoofTile
FoundationSlab
FacesNorthwest
SubdivisionTERRALARGO
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
LaundryInside, Laundry Room, Upper Level
WindowsBlinds, Rods
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.26 acres (11,217 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$344 / Monthly
Senior CommunityNo

Financial Details

List Price$499,000
Original Price$598,000
Annual Taxes$5,665 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #232734013009001840

Schools

ElementarySleepy Hill Elementary
MiddleSleepy Hill Middle
HighKathleen High

Directions

Coming from Exit 31, Kathleen Rd, head left on Kathleen. Turn right on Sleepy Hill Rd. Left on Terralargo Blvd. Left on La Vista Trail. Left on Sunset Lake Dr. Home is on the left.

Location

3979 SUNSET LAKE DRIVE, LAKELAND, FL 33810

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMarch 25, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in LAKELAND.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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