$519,000
6321 FERN LANE, LAKELAND, FL 33813
Beds
4
Baths
2
Sq Ft
3,342 sq ft
Year Built
1973
Lot Size
0.30 acres
Garage
2
About This Property
Welcome to Christina Woods! This beautifully updated 4-bedroom, 2-bath pool home offers charm, space, and functionality on a picturesque grand oak-lined street. Situated on a private, fully fenced lot, this property features a 2-car garage, screened pool and lanai, and plenty of room for entertaining, relaxing, and enjoying the Florida lifestyle. Step inside to a freshly painted interior with a spacious foyer and formal living and dining rooms, complete with wood floors and a large picture window that fills the space with natural light. The fully REMODELED kitchen is a standout feature, showcasing quartz countertops, brick backsplash, stainless steel appliances, double oven, and an oversized island perfect for gathering, dining, or hosting. (2023) The inviting bonus/family room is full of character with a stunning Pecky Cypress ceiling, Florida stone mantel, and a double-sided wood-burning fireplace that adds warmth and ambiance to both the family room and primary suite. The primary suite was beautifully remodeled in 2023 and now includes an incredible oversized walk-in closet created from the former bedroom space. The luxury primary bath, also remodeled in 2023, features a modern soaking tub, double sink vanity, and a large walk-in shower. Outside, the screen-enclosed oversized pool and spacious backyard create the perfect setting for entertaining, BBQs, and everyday enjoyment. The yard is fully fenced for privacy and includes lush landscaping, a storage shed, and a double gate with ample side yard space to accommodate an RV, boat, or other recreational vehicles. There’s even a separate dog area and an inside laundry room with doggie door for added convenience. Additional updates include: Roof – 2023, A/C – 2021, Water Heater – 2019. Conveniently located near shopping, recreation, restaurants and major roadways, this one-of-a-kind home offers the perfect blend of character, charm, and modern updates.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Lakeland, take South Florida south to 540A. Turn at Christina Parkway. Take a left onto Oak Square S, right onto Fern Lane. Home will be on your right.
Location
6321 FERN LANE, LAKELAND, FL 33813
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$519,000
Loan Term
How to Buy This Home
Multiple financing options available for this $519,000 home in LAKELAND.
🏛️
FHA Loan
$18,165 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.