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$299,900

125 N KENTUCKY AVENUE UNIT 203, LAKELAND, FL 33801

3D Tour
Active193 days on market

Beds

1

Baths

2

Sq Ft

860 sq ft

Year Built

2007

Lot Size

—

Garage

1

About This Property

The LOFTS ON THE PARK – sounds intriguing, doesn’t it. What is it, where is it and what exactly is a Loft? This special opportunity is all about upscale downtown living next to beautiful Munn Park in the heart of our beautiful Lakeland activity district. Munn Park has been around longer than Lakeland itself, being labeled as a “public square” a year before the city’s incorporation in 1885. The area served as the backdrop for Lakeland’s bustling rail yard. Today, city officials are planning to revitalize the park at the center of the historic district. Also close by are Lakeland’s seven districts on the National Register of Historic Places. This second-floor unit is a former model with all the model home decor and furniture still highlighting this exceptional space. Featuring a BEDROOM, one and a half Baths, and a designer KITCHEN with GRANITE counters. The Master Bath, also featuring GRANITE and custom cabinets, is very private with both a WALK IN CLOSET and Washer and Dryer enclave. The interior designer that furnished this unit used the space to feature all the attractive aspects of this Loft lifestyle. The Lofts on the Park is a secure building with elevators and requiring code access. This unit includes a private parking space in the convenient parking garage on Main Street. If urban living is “up your alley” it doesn’t get better than this. Restaurants, coffee shops, specialty shops are all nearby. Enjoy the nearby lakes, parks, Hollis Gardens, the Saturday farmer market and First Friday lights up the whole downtown once a month when the streets are closed to traffic and the markets and car show open for all to see and visit. Schedule your showing and see what The LOFTS ON THE PARK are all about.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4960609
StatusActive
Year Built2007
Stories5
Total Rooms6
ConstructionBlock
RoofOther
FoundationSlab
FacesNorth
SubdivisionLOFTS ON THE PARK
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringConcrete
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Sidewalk
Lot FeaturesCity Lot, Near Public Transit, Sidewalk
Road SurfaceBrick, Paved
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesFire Hydrant, Public, Street Lights, Underground Utilities

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$926 / Monthly
Senior CommunityNo

Financial Details

List Price$299,900
Annual Taxes$4,501 (2025)
FinancingCash, Conventional, VA Loan
Parcel #242818211515002030

Directions

From S. FLORIDA AVENUE turn EAST on ORANGE STREET then NORTH on N. KENTUCKY. Parking available on North side of Munn Park as well as in the garage on Main Street across from The Terrace Hotel and along public streets. If using parking garage, go thru MAIN STREET entrance to 3rd level to park behind security gates.

Location

125 N KENTUCKY AVENUE UNIT 203, LAKELAND, FL 33801

Listing Information

OfficeHARPER REALTY FL, LLC
ListedMarch 27, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in LAKELAND.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 18, 2026.

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