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$499,900

3171 PEARLY DRIVE, LAKELAND, FL 33812

3D Tour
Active190 days on market

Beds

4

Baths

2

Sq Ft

2,201 sq ft

Year Built

2019

Lot Size

0.22 acres

Garage

2

About This Property

Welcome home to this beautifully designed residence featuring a modern, neutral color palette and quality construction by Tapia, showcasing the popular Bailey model. From the moment you arrive, you’ll be impressed by the stunning front elevation with stone accents, columns, a brick paver driveway and walkway, and a striking leaded glass front door. Inside, the home offers both a formal dining room and a charming breakfast nook, perfect for everyday living and entertaining. The spacious great room features volume tray ceilings with crown molding, which also extend into the primary suite, adding an elegant architectural touch throughout. The kitchen is thoughtfully appointed with sleek, upgraded wood cabinetry, granite countertops, and ample workspace, all complemented by wood window sills and a cohesive, high-end finish. The primary suite is a true retreat, complete with an upgraded walk-in closet and a luxurious en suite bath featuring an oversized shower, garden tub, and dual sinks. Durable and stylish wood-look tile flooring flows throughout the main living areas and all but three of the four bedrooms, offering both beauty and easy maintenance. Additional features include a full-home solar energy system with battery backup (to be paid off at closing by the sellers), fresh exterior paint, smart light switches throughout the home (some equipped with motion sensors), an alarm system, irrigation system, and a convenient side-entry garage. Because of the Solar Power system their average power bill from October 2025 to September 2026 has been $76.01 monthly Located in a gated South Lakeland community, this well loved home is close to schools, shopping, dining, and provides easy access to the Polk Parkway. Call today to schedule a private tour!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960766
StatusActive
Year Built2019
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHIGHLANDS GRACE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security System, Security System Leased

Exterior & Lot

ExteriorIrrigation System, Other, Sliding Doors
Lot Size0.22 acres (9,483 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$783 / Annually
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$550,000
Annual Taxes$2,849 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242915284610001490

Directions

Head toward Doris Dr, Turn left onto E Highland Dr, Turn right onto Cleveland Heights Blvd, Continue onto Scott Lake Rd, Turn left onto Co Rd 540A/E County Rd 540A, Turn left onto Highlands Grace Blvd, Turn right onto Pearly Dr Destination will be on the left

Location

3171 PEARLY DRIVE, LAKELAND, FL 33812

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 3, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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How to Buy This Home

Multiple financing options available for this $499,900 home in LAKELAND.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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