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$425,000

6540 LAKE CLARK DRIVE, LAKELAND, FL 33813

3D Tour
Active162 days on market

Beds

3

Baths

2

Sq Ft

1,890 sq ft

Year Built

1999

Lot Size

0.18 acres

Garage

1

About This Property

Former Model Home with Pond Views in South Lakeland’s Gated Community! This beautifully upgraded 3-bed, 2-bath split plan home is move-in ready and packed with character. Enjoy soaring ceilings, crown molding, wood laminate floors, a cozy fireplace, and an open kitchen with a walk-in pantry and breakfast bar. The master suite features French doors opening to a screened lanai with peaceful pond views — the perfect Florida escape. HOA covers lawn care, community pool, tennis courts, and clubhouse access. Gated, convenient, and truly special — former model homes don’t come up often!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960768
StatusActive
Year Built1999
Stories1
Total Rooms8
ConstructionHardiPlank Type
RoofShingle
FoundationSlab
FacesWest
SubdivisionCHRISTINA HAMMOCK
CountyPolk
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCarpet, Engineered Hardwood, Tile
AppliancesDishwasher, Disposal, Microwave, Range
LaundryNone
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorNone
Lot Size0.18 acres (7,867 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$208 / Monthly
Senior CommunityNo

Financial Details

List Price$425,000
Annual Taxes$2,866 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232924141891000010

Schools

ElementaryScott Lake Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

From S Florida Ave, turn east onto W Christina Blvd, Turn right into the first community on your right (Christina Hammock) The home is located on the left just passed the club house

Location

6540 LAKE CLARK DRIVE, LAKELAND, FL 33813

Listing Information

OfficeTRIBUTE REALTY LLC
ListedApril 15, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $425,000 home in LAKELAND.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 9, 2026.

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