$400,000
1101 MONTGOMERY LANE, POLK CITY, FL 33868
Beds
4
Baths
3
Sq Ft
2,283 sq ft
Year Built
2023
Lot Size
0.20 acres
Garage
3
About This Property
Welcome to your nearly-new dream home in the heart of Polk City! Built in 2023, this beautifully designed 4-bedroom, 3-bathroom residence with a dedicated office offers the perfect blend of modern comfort, functionality, and location. Spanning 2,283 square feet, the open-concept layout features spacious living areas filled with natural light, ideal for both everyday living and entertaining. The chef-inspired kitchen flows seamlessly into the main living and dining spaces, creating a warm and inviting atmosphere for family and guests alike. The private office provides the perfect work-from-home setup or flex space to suit your needs. Retreat to the generously sized primary suite, complete with a luxurious en-suite bathroom and ample closet space. Three additional bedrooms and two full bathrooms ensure plenty of room for family and visitors. Step outside to enjoy a fully fenced backyard—perfect for pets, play, or relaxing evenings outdoors. The 3-car garage offers abundant storage and convenience. Ideally located just minutes from Interstate 4 and the Polk Parkway, commuting to Tampa or Orlando is a breeze. Outdoor enthusiasts will love being right next to the TECO Auburndale Trail, offering miles of scenic biking and walking paths. This move-in-ready home combines modern construction, thoughtful design, and an unbeatable location—don’t miss your opportunity to make it yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4, take Exit 44 toward Polk City. Head south on SR-559 for approximately 1.5 miles. Turn right onto Mt. Olive Road, then continue straight to Commonwealth Avenue N. Turn left onto Fountain Park Boulevard, then right onto Montgomery Lane. Home will be on the left.
Location
1101 MONTGOMERY LANE, POLK CITY, FL 33868
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
How to Buy This Home
Multiple financing options available for this $400,000 home in POLK CITY.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 16, 2026.