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$195,000

231 AVENUE A NE, WINTER HAVEN, FL 33881

3D Tour
Active179 days on market

Beds

3

Baths

1

Sq Ft

1,144 sq ft

Year Built

1920

Lot Size

0.15 acres

Garage

—

About This Property

One or more photo(s) has been virtually staged. Price Improvement! No HOA and a great inner-city location just minutes from Downtown Winter Haven. This charming 1920s home blends original character with modern updates, featuring beautiful hardwood floors, flexible living spaces, and desirable R-3 zoning. Step inside to a bright foyer that opens to spacious living and dining areas showcasing original hardwood flooring. The functional kitchen comes equipped with a refrigerator, range, microwave, and dishwasher. A split-bedroom layout provides added privacy, while the bonus flex space off the primary bedroom offers plenty of possibilities for a home office, nursery, gym, hobby room, or additional sitting area. The large Florida room provides even more usable living space with convenient direct access to the driveway, making it ideal for entertaining, relaxing, or everyday living. With no HOA and R-3 zoning, this property offers added flexibility for homeowners and investors alike. Buyers are encouraged to verify zoning, permitted uses, and development possibilities directly with the City of Winter Haven. Enjoy an established inner-city location just minutes from Downtown Winter Haven, with convenient access to restaurants, shopping, medical facilities, LEGOLAND® Florida Resort, major roadways, and the Chain of Lakes. Now offered at an improved price. Schedule your private showing today and discover the character, location, and potential this Winter Haven property has to give to the next home owner..

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960914
StatusActive
Year Built1920
Stories1
Total Rooms7
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionWINTER HAVEN HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCeramic Tile, Hardwood
AppliancesCooktop, Electric Water Heater, Microwave, Range, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.15 acres (6,695 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$195,000
Original Price$210,000
Annual Taxes$2,944 (2025)
FinancingCash, Conventional
ZoningR-3
Parcel #262828605000007140

Schools

ElementaryFrank E. Brigham Academy
MiddleDenison Middle
HighWinter Haven Senior

Directions

Directions from North: Take US-17 South into Winter Haven. Continue through downtown, then turn left onto Avenue A NE. Continue east. Property will be on the left at 231 Avenue A NE. Directions from South: Take US-17 North toward Downtown Winter Haven. Turn right onto Avenue A NE. Continue east. Property will be on the left at 231 Avenue A NE. Directions from East: Take Cypress Gardens Blvd (SR-540) west toward Downtown Winter Haven. Turn right onto US-17 North. Continue north and turn right onto Avenue A NE. Property will be on the left. Directions from West: Take Cypress Gardens Blvd (SR-540) east toward Downtown Winter Haven. Turn left onto US-17 North. Continue north and turn right onto Avenue A NE. Property will be on the left at 231 Avenue A NE.

Location

231 AVENUE A NE, WINTER HAVEN, FL 33881

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedApril 10, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $195,000 home in WINTER HAVEN.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.

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