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$330,000

1083 MOTORCOACH DRIVE, POLK CITY, FL 33868

3D Tour
Active178 days on market

Beds

1

Baths

1

Sq Ft

1,180 sq ft

Year Built

1998

Lot Size

0.16 acres

Garage

,

About This Property

Located in the desirable 55+ community of Mt. Olive Shores North in Polk City, this well-maintained 1-bedroom, 1-bath home offers comfortable living with a scenic lake view. The property is ideal as a seasonal retreat or full-time residence and is situated within a gated community designed for RV enthusiasts. The home features an efficient layout with a bright living space and peaceful water views. The community offers a variety of amenities, including two clubhouses, pools, fitness center, Pickel ball courts, dog park and lots of organized social activities. Conveniently located in Central Florida providing easy access to Orlando, Tampa, shopping, dining and area attractions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960975
StatusActive
Year Built1998
Total Rooms4
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionMT OLIVE SHORES NORTH
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringTile, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsENERGY STAR Qualified Windows, Window Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, RV Hookup, Sprinkler Metered
Other StructuresFinished RV Port, Shed(s)
Lot Size0.16 acres (6,974 sq ft)
Lot FeaturesIn County
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,620 / Annually
Senior CommunityYes

Financial Details

List Price$330,000
Annual Taxes$3,056 (2025)
Parcel #252631295433000430

Directions

Exit 38 off of I-4, head north for 5 miles to Lake Margaret Drive and Mt. Olive Shores North. Proceed to the guard gate for instructions.

Location

1083 MOTORCOACH DRIVE, POLK CITY, FL 33868

Listing Information

OfficeWORTH CLARK REALTY
ListedApril 11, 2026

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Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $330,000 home in POLK CITY.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 12, 2026.

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