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$275,000

148 HILLTOP BLOOM LOOP, HAINES CITY, FL 33844

3D Tour
Active188 days on market

Beds

4

Baths

2

Sq Ft

1,928 sq ft

Year Built

2024

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. Short Sale. HUGE PRICE DROP! Welcome to this beautifully built 2024 home in the Seasons at Hilltop community in Haines City. Located in a USDA-eligible area, offering potential zero down financing for qualified buyers, this 4-bedroom, 2-bath home combines modern style with everyday comfort. Step inside to a bright, open floor plan with high ceilings that create a spacious and airy feel throughout. The kitchen stands out with quartz countertops, stainless steel appliances, recessed lighting, and a layout that opens directly to the dining and living areas—perfect for entertaining or everyday living. Ceramic tile runs throughout the main living areas, with carpet in the bedrooms for added comfort. The primary suite is a true retreat, offering a spacious layout with a luxurious feel, a huge walk-in closet, and a beautifully designed en-suite bathroom featuring dual sinks and a sleek stand-up shower. Additional highlights include a 2-car garage with brand new epoxy flooring, adding both durability and a clean, polished look. Located in an HOA community across from a ranch, this home offers a peaceful setting while still being conveniently located. You’re just minutes from shopping and dining at Posner Park, and a short drive to Legoland and Peppa Pig Theme Park. Easy access to major highways makes commuting simple. Move-in ready and designed with modern living in mind—this is one you don’t want to miss.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4960976
StatusActive
Year Built2024
Stories1
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSEASONS AT HILLTOP
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.14 acres (5,506 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Quarterly
Senior CommunityNo

Financial Details

List Price$275,000
Original Price$339,990
Annual Taxes$5,695 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272823834600000120

Directions

From Orlando: Merge onto I-4 W and use the right two lanes to take Exit 55 onto US-27 S. Continue on US-27 S, turn left onto Kokomo Rd, then right onto Highway 17. Turn left onto Lake Hatchineha Rd; the community will be on the right. From Poinciana: Take I-4 W, then N Poinciana Blvd to Marigold Ave, and continue onto Lake Hatchineha Rd. Continue for about 5 miles; the community will be on the left.

Location

148 HILLTOP BLOOM LOOP, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedApril 15, 2026

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Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $275,000 home in HAINES CITY.

🏛️

FHA Loan

$9,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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