Beds
6
Baths
3
Sq Ft
2,038 sq ft
Year Built
1920
Lot Size
0.22 acres
Garage
—
About This Property
Excellent income producing duplex in the heart of Downtown Bartow, Both units are currently occupied, providing immediate cash flow for investors. The first-floor unit features 3 bedrooms and 1 full bathroom, while the second-floor unit mirrors that layout, totaling 6 bedrooms across 2,038. Zoned multi-family residential, the property boasts separately metered units, updated interiors, and a well-maintained exterior. Notably, the property is grandfathered for residential use while also carrying eligibility for commercial, mixed-use, or professional office purposes — a rare and valuable flexibility in this corridor. Situated within the City of Bartow Community Redevelopment Area, the property benefits from a prime walkable location steps from government buildings, dining, and retail.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
TAKE US-92 E TOWARD LAKELAND. MERGE ONTO FL-570 E (POLK PARKWAY) VIA RAMP TO AUBURNDALE/WINTER HAVEN. TAKE EXIT 10 FOR US-98 S TOWARD BARTOW. CONTINUE ON US-98 S FOR APPROXIMATELY 7 MILES. TURN LEFT ONTO E MAIN STREET. PROPERTY WILL BE ON THE LEFT NEAR DOWNTOWN BARTOW.
Location
1025 E MAIN STREET, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$369,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $369,900 home in BARTOW.
🏛️
FHA Loan
$12,947 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$18,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Bartow
More Homes in Bartow
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.