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$320,000

125 N KENTUCKY AVENUE UNIT 505, LAKELAND, FL 33801

3D Tour
Active173 days on market

Beds

1

Baths

2

Sq Ft

791 sq ft

Year Built

2007

Lot Size

0.01 acres

Garage

—

About This Property

Perched on the top floor of the coveted Lofts on the Park, this rare luxury studio offers a front-row seat to the heartbeat of Downtown Lakeland, with sweeping panoramic views directly overlooking Munn Park. Opportunities like this are few and far between—where elevated living meets an unmatched downtown backdrop. Inside, the residence captures a striking modern-industrial aesthetic, blending polished concrete floors with soaring exposed ceilings to create a space that feels both refined and effortlessly cool. Natural light pours through oversized windows, unobstructed at this level, illuminating every carefully curated detail and enhancing the open, airy feel that sets this loft apart. The kitchen is designed to impress, featuring rich wood cabinetry, granite countertops, and stainless steel appliances—perfect for entertaining or crafting your favorite meal or evening cocktail while taking in the city views below. The thoughtfully designed layout includes a spacious walk-in closet and a beautifully appointed bathroom with upscale finishes, delivering both style and functionality. With secure entry and a boutique-style atmosphere, this residence offers privacy and peace of mind in the center of it all. Step outside and immerse yourself in Lakeland’s vibrant lifestyle—award-winning restaurants, local cafés, art galleries, Lake Mirror, Lake Morton, the Saturday Farmers Market, and the beloved First Friday events are all just moments away. This is more than a loft—it’s a statement. A rare opportunity to own a distinctive piece of Downtown Lakeland, where urban energy, artistic flair, and elevated living come together in one exclusive address.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #L4961134
StatusActive
Year Built2007
Stories5
Total Rooms4
ConstructionBlock, Brick, Stucco
RoofMembrane
FoundationSlab, Stem Wall
FacesWest
SubdivisionLOFTS ON PARK CONDO
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Walk-In Closet(s), Window Treatments
FlooringConcrete
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Rain Gutters, Sidewalk
Lot Size0.01 acres (235 sq ft)
Lot FeaturesCity Lot
Road SurfaceAsphalt
ViewCity
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$866 / Monthly
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$5,020 (2025)
FinancingCash, Conventional
Parcel #242818211515005050

Directions

N Kentucky Avenue to Cedar Street intersection. Use municipal street parking. Building Entrance on N block of Cedar Street.

Location

125 N KENTUCKY AVENUE UNIT 505, LAKELAND, FL 33801

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedApril 17, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in LAKELAND.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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