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$359,000

3603 NATURAL TRACE STREET, PLANT CITY, FL 33565

3D Tour
Active172 days on market

Beds

4

Baths

2

Sq Ft

1,935 sq ft

Year Built

2023

Lot Size

0.15 acres

Garage

2

About This Property

You want this one! Welcome to Florida living in North Park Isle! Move-in ready 2023 4BR/2BA home offers a bright open layout, split floor plan, and stylish modern finishes. The kitchen is the Heart of the home with granite countertops, stainless steel appliances, a large island, and cozy dining space—perfect for gathering with family and friends. Relax in the spacious primary suite, NEW FLOORING while additional bedrooms are tucked away in their own Wing offering privacy for guests or a home office. Step out to your back patio and enjoy a Fully Fenced backyard—ready for pets, kiddos, play, or a quiet evening unwind. Bonus: energy-efficient solar panels help keep utility costs in check, adding smart value to your everyday living! Community amenities include clubhouse, pool, pickleball, basketball, and playground. Easy access to I4 makes commuting to Tampa, Lakeland, and Orlando simple. Brand new hospital is right around the corner. So so close to downtown quaint Plant City. Why wait to build? Start enjoying the Florida lifestyle today! Come take a look! Assumable loan of 5.99

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961164
StatusActive
Year Built2023
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionNORTH PARK ISLE PH 2C 3B & 4
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
FencingVinyl
Lot Size0.15 acres (6,392 sq ft)
Lot Dimensions50.33 x 127
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$109 / Annually
Senior CommunityNo

Financial Details

List Price$359,000
Original Price$368,900
Annual Taxes$4,276 (2025)
FinancingAssumable, Cash, Conventional, FHA, USDA Loan
ZoningPD
Parcel #P162822D1X00000000083.0

Directions

Park Road to left on Tahitian Sunrise to Right on Forest Path Dr. to Left on Light Gardens Ave to Right on Natural Trace. Home is on the left

Location

3603 NATURAL TRACE STREET, PLANT CITY, FL 33565

Listing Information

OfficeSTRAIGHT UP REALTY & PM LLC
ListedApril 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
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How to Buy This Home

Multiple financing options available for this $359,000 home in PLANT CITY.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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