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$158,999

2055 S FLORAL AVENUE UNIT 175, BARTOW, FL 33830

3D Tour
Active135 days on market

Beds

2

Baths

2

Sq Ft

1,152 sq ft

Year Built

1981

Lot Size

0.11 acres

Garage

About This Property

Move-in ready lakefront manufactured home in the highly desirable 55+ Floral Lakes community in South Bartow. This well-maintained 2-bedroom, 2-bathroom residence offers serene water views and a spacious Trex deck—perfect for grilling, relaxing, and enjoying the peaceful lakefront setting. Inside, the home features a functional and inviting layout with custom built-ins in the dining area, providing both character and convenient storage. Recent upgrades include a new HVAC system and a newer roof, offering peace of mind for years to come. Most furnishings are included, making this an easy transition for seasonal or full-time living. The exterior boasts several valuable improvements, including a newly built private dock, a one-car carport, an attached utility/storage room, and an additional workshop space—ideal for hobbies or extra storage needs. Floral Lakes is a golf cart-friendly community known for its active lifestyle and welcoming atmosphere. Residents enjoy access to a clubhouse, heated pool, shuffleboard courts, putting green, and a variety of organized social activities. Additional community features include a stocked pond with a boat ramp and dock, as well as optional RV storage. Conveniently located in Central Florida, this home provides easy access to major routes connecting Tampa and Orlando, while remaining close to local parks, a public library, civic center, and the charm of historic downtown Bartow.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4961302
StatusActive
Year Built1981
Total Rooms10
ConstructionMetal Frame
RoofMembrane
FoundationCrawlspace
FacesNorth
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
LaundryOutside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Yard, Shade Shutter(s), Sliding Doors, Storage
Other StructuresStorage
Lot Size0.11 acres (4,879 sq ft)
Lot Dimensions80 x 61
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Available, Public, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$158,999
Original Price$165,000
Annual Taxes$825 (2025)
ZoningPUD
Parcel #253018429920001750

Schools

ElementaryBartow Elem Academy
MiddleBartow Middle
HighBartow High

Directions

Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower and take a rt on clower . Left on floral.floral lakes on the right. Follow signage to #175

Location

2055 S FLORAL AVENUE UNIT 175, BARTOW, FL 33830

Listing Information

Office360 PERSPECTIVE PARTNERS
ListedApril 26, 2026

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Home Price

$158,999

20% ($31,800)
6.75%

Loan Term

Principal & Interest$825
Property Tax (est.)$146
Insurance (est.)$150
Total Monthly$1,121
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $158,999 home in BARTOW.

🏛️

FHA Loan

$5,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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