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$299,900

202 SAINT LUCIE ROAD, WINTER HAVEN, FL 33884

3D Tour
Active166 days on market

Beds

3

Baths

2

Sq Ft

1,764 sq ft

Year Built

1973

Lot Size

0.26 acres

Garage

2

About This Property

**Location, Location, Location! Seller offering closing costs assistance to help with prepaid items, or interest rate buy-down with acceptable offer!** Beautifully maintained 3-bedroom, 2-bath home situated on an expansive oversized corner lot in desirable Southeast Winter Haven with **no city taxes — county taxes only**. Major updates have already been completed, including a **2024 A/C**, **2019 roof**, **new drain field**, and recent **septic inspection/pump-out** for added peace of mind. Inside, you'll find luxury laminate flooring throughout the main living areas with ceramic tile in wet areas, creating a clean and modern feel. Enjoy outdoor living in the private rear courtyard shaded by mature landscaping and beautiful trees, plus a stunning oak tree that enhances the curb appeal of this spacious corner homesite. A rare bonus is the **704 sq. ft. detached garage/workshop**, offering endless possibilities for storage, hobbies, vehicles, or workspace. Conveniently located near shopping, dining, schools, **only 2.1 miles from LEGOLAND Florida Resort**, close to Chain of Lakes access, near Freedom Boat Club, and just minutes from the new Chain of Lakes Baseball Complex. Don’t miss this opportunity!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961340
StatusActive
Year Built1973
Total Rooms9
ConstructionBlock, Brick
RoofShingle
FoundationBlock, Slab
FacesNortheast
SubdivisionELOISE WOODS EAST LAKE MARIAM UNIT
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Thermostat, Walk-In Closet(s)
FlooringLaminate
AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Storage
FencingChain Link, Vinyl
Other StructuresWorkshop
Lot Size0.26 acres (11,182 sq ft)
Lot FeaturesCorner Lot, Oversized Lot
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$328,999
Annual Taxes$3,069 (2025)
ZoningR-1
Parcel #262834659500006620

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

LEGOLAND® Florida Resort 1 Legoland Way, Winter Haven, FL 33884 1. Head south on Legoland Way 2. Turn left onto Cypress Gardens Blvd ? Pass by Taco Bell (on the left) 3. Turn right onto Overlook Dr 4. Turn left onto St Lucie Rd ? Destination will be on the left

Location

202 SAINT LUCIE ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeCENTURY 21 WATSON & MYERS REALTY
ListedApril 23, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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