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$189,000

1213 8TH STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active161 days on market

Beds

2

Baths

2

Sq Ft

972 sq ft

Year Built

1964

Lot Size

0.12 acres

Garage

—

About This Property

One or more photo(s) has been virtually staged. SELLER NOW OFFERING 2/1 INTEREST BUY DOWN RATE WITH APPROVED FINANCING! NEW ROOF JUST INSTALLED, BRINGING BUYER PIECE OF MIND. Beautiful, well-cared-for 2BR/2BA villa in a maintenance-free 55+ community — ready for a new owner. Single-level, move-in ready home with a bright, open floorplan, remodeled kitchen and stainless steel appliances. Durable LVP flooring (2021) throughout the main living areas and new carpet in the bedrooms. Laundry includes washer/dryer 2021; refrigerator 2025. Security system installed. Major recent system and structural upgrades for worry-free ownership: HVAC 2023; 40-gal water heater 2023; PEX water lines 2024; new carport roof 2024; new power panel & upgraded wiring 2021; attic insulation & interior paint 2021. Ease of living: Enjoy true low-maintenance, single-level living with HOA exterior care, complete lawn service and irrigation, Enjoy easy parking under the new carport roof, and modern systems that minimize upkeep and unexpected expenses. The thoughtful updates and security system provide peace of mind and allow you to spend more time enjoying community amenities, such as the community clubhouse, nearby lakes, dining, and shopping rather than home maintenance. Location and lifestyle: Conveniently close to Publix, dining, and scenic lakes — ideal for active adults seeking convenience and leisure.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #L4961397
StatusActive
Year Built1964
Stories1
Total Rooms6
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionNORTH GATE VILLAGE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringTile
AppliancesConvection Oven, Dishwasher, Dryer, Refrigerator, Washer
LaundryLaundry Closet, Outside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.12 acres (5,018 sq ft)
Lot Dimensions50 x
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$135 / Monthly
Senior CommunityYes

Financial Details

List Price$189,000
Original Price$199,900
Annual Taxes$1,873 (2025)
FinancingCash, Conventional
ZoningR-3
Parcel #262820570300012130

Directions

From North Lake Howard and 8th St NW, Go North 1213 will be on the right

Location

1213 8TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS REALTY SMART
ListedApril 25, 2026

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Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
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How to Buy This Home

Multiple financing options available for this $189,000 home in WINTER HAVEN.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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