Beds
4
Baths
3
Sq Ft
2,248 sq ft
Year Built
1985
Lot Size
0.17 acres
Garage
1
About This Property
***LISTED BELOW APPRAISED VALUE*** Beautifully updated two-story bungalow in the heart of Historic Dixieland! Situated on a corner lot, this move-in ready home offers 4 bedrooms, 3 bathrooms, and 2,248 heated square feet. Inside, you’ll find a bright, spacious living room with soaring ceilings and abundant natural light. The kitchen features granite countertops, an island with cooktop, and modern updates throughout. The flexible layout includes the primary suite and one guest bedroom downstairs, with two additional guest bedrooms upstairs. New carpet has been installed on the stairs and upper level. The private primary suite offers generous space and an oversized walk-in closet with custom built-ins. The interior laundry area includes additional flex space for storage, and a bonus room off the garage is perfect for a home office or additional living space. A rare find in Dixieland, the oversized one-car garage features a mini-split AC unit along with a dedicated storage/workshop area. Major updates include AC (2018), main roof (2017 & 2024), and hot water heater (2018). All the charm you love about Dixieland, with the updates you’ve been hoping for. Let's schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Florida Avenue S, turned onto West Belmar Street and continue to the 4th STOP sign which is the intersection with Lincoln Avenue S and the residence will be on the southeast corner
Location
728 W BELMAR STREET, LAKELAND, FL 33803
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$425,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $425,000 home in LAKELAND.
🏛️
FHA Loan
$14,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 8, 2026.