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$289,000

3307 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

3D Tour
Active155 days on market

Beds

3

Baths

2

Sq Ft

1,553 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

2

About This Property

NEW PRICE on this move-in-ready Central Florida home! Offering modern upgrades, energy-efficient features, and desirable community amenities, this property delivers exceptional comfort, style, and value. The bright, open-concept floor plan features soaring ceilings, fresh interior paint, luxury vinyl plank flooring throughout the main living areas, and durable vinyl flooring in every bedroom. With no carpet anywhere, the home is easy to maintain and ideal for everyday Florida living. The updated kitchen is designed for cooking and entertaining, featuring quartz countertops, espresso cabinetry with crown molding, a spacious center island, and Samsung stainless steel appliances. The spacious primary suite includes a walk-in closet, dual vanities, and a private en-suite bathroom. Additional upgrades include a whole-home water softener and filtration system, custom blinds, ceiling fans, a programmable thermostat, energy-efficient windows and insulation, architectural shingles, and a Ring doorbell system. The washer and dryer are also included. Outside, enjoy a fully fenced backyard with updated landscaping, an irrigation system, and a covered patio perfect for outdoor dining, relaxing, or entertaining. A two-car garage provides additional parking and storage. Community amenities include a swimming pool and playground. Conveniently located in Central Florida, this updated home with a fenced yard, modern kitchen, no carpet, and community pool is ready for its next owner. Schedule your private showing today and take advantage of this new price before the opportunity is gone.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961494
StatusActive
Year Built2023
Stories1
Total Rooms7
ConstructionConcrete, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouthwest
SubdivisionVILLAMAR PH FOUR
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Dry Bar, L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
FlooringLuxury Vinyl
AppliancesCooktop, Dishwasher, Exhaust Fan, Freezer, Microwave, Refrigerator, Water Filtration System, Water Purifier, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
Lot Size0.10 acres (4,400 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$289,000
Original Price$299,900
Annual Taxes$4,645 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262923690584000860

Schools

ElementaryGarden Grove Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Orlando: Take I-4 West to exit 55 for US-27 South toward Haines City. Continue on US-27 South, then turn right onto Cypress Gardens Blvd (FL-540). Follow to Overlook Dr and turn left, then right onto Costello Ct. Property will be on the right. From Tampa: Take I-4 East to exit 55 for US-27 South toward Haines City. Continue on US-27 South, then turn right onto Cypress Gardens Blvd (FL-540). Turn left onto Overlook Dr, then right onto Costello Ct. Property will be on the right. From Lakeland: Take US-98 South to Cypress Gardens Blvd (FL-540 East). Continue toward Winter Haven, then turn right onto Overlook Dr. Turn right onto Costello Ct. Property will be on the right. From Downtown Winter Haven: Head east on Cypress Gardens Blvd (FL-540). Turn right onto Overlook Dr, then right onto Costello Ct. Property will be on the right.

Location

3307 COSTELLO CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedMay 4, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $289,000 home in WINTER HAVEN.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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