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$328,900

3151 LAUREL OAK LANE, WINTER HAVEN, FL 33884

3D Tour
Active150 days on market

Beds

4

Baths

3

Sq Ft

2,029 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

2

About This Property

New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with shaker-style cabinets with crown molding, granite countertops, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961605
StatusActive
Year Built2026
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionVILLAMAR
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorIn Wall Pest System
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,884 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Annually
Senior CommunityNo

Financial Details

List Price$328,900
Original Price$346,555
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #262915688505001110

Directions

Drive East on Cunningham Rd. turn left on Vittorio Dr

Location

3151 LAUREL OAK LANE, WINTER HAVEN, FL 33884

Listing Information

OfficeCAMBRIDGE REALTY OF CENTRAL FL
ListedMay 4, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$328,900

20% ($65,780)
6.75%

Loan Term

Principal & Interest$1,707
Property Tax (est.)$301
Insurance (est.)$150
Total Monthly$2,158
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How to Buy This Home

Multiple financing options available for this $328,900 home in WINTER HAVEN.

🏛️

FHA Loan

$11,512 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,445 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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