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$680,000

13409 SWEET HILL ROAD, POLK CITY, FL 33868

3D Tour
Active119 days on market

Beds

4

Baths

3

Sq Ft

1,909 sq ft

Year Built

2006

Lot Size

1.15 acres

Garage

2

About This Property

Welcome to your own private country retreat offering two separate parcels totaling approximately 2.3 acres, providing added flexibility and the potential opportunity to build on the second lot. Nestled in a serene setting surrounded by nature, this property offers the perfect blend of peaceful living and everyday convenience, just minutes from US-27, I-4, shopping, medical facilities, Champions Gate, Disney World, and Central Florida’s world-famous theme parks. From the moment you arrive, you’ll appreciate the extended driveway and welcoming entry highlighted by a beautiful stained-glass front door and matching windows. Step inside to a stunning tile foyer with decorative medallion detailing that immediately showcases the home’s character and charm. Cathedral ceilings create an open, airy atmosphere throughout the home, while tile flooring flows through the main living areas, kitchen, and bathrooms, with comfortable carpet in the bedrooms. The kitchen with its GRANITE countertops, decorative backsplash, double ovens, and a Unadose chlorination filtration system, make it ideal for entertaining, holiday gatherings, or everyday living. The inviting layout and eat in bar offers both comfort and functionality, creating a warm space for gathering with family and friends. The spacious primary suite serves as a true retreat, featuring a large walk-in closet and private water closet for added comfort and privacy. The en-suite bath includes GRANITE countertops, a fully tiled shower, and a relaxing jacuzzi tub positioned within the bedroom suite to create a spa-like atmosphere. Enjoy your screened-in pool and relax on the back porch with the convenience of an automatic awning, creating the perfect setting to enjoy Florida afternoons while overlooking the peaceful surroundings filled with abundant birds and local wildlife. The beautifully maintained grounds feature an irrigation system, extended driveway, and plenty of room for RVs, recreational vehicles, trailers, or additional equipment, complete with a convenient RV hookup already in place. Recent updates and additional features include: NEW roof (2026), NEW hot water heater (2026), AC (2020) with UV light system, Pool pump (2020), pool screens replaced approximately 10 months ago, pest control service twice yearly, 500-gallon propane tank with approximately 65 galls of remaining gas, Generator included (needs pad and reconnection), new hot water heater (2026). If you’ve been searching for privacy, functionality, and room to breathe without sacrificing convenience, this exceptional property is a must-see.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961617
StatusActive
Year Built2006
Stories1
Total Rooms9
ConstructionStucco
RoofShingle
FoundationBlock
FacesEast
SubdivisionNA
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Electric Water Heater, Freezer, Microwave, Refrigerator, Water Filtration System
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorAwning(s), Private Mailbox
Other StructuresShed(s)
Lot Size1.15 acres (50,273 sq ft)
Lot FeaturesIn County, Landscaped, Unincorporated
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Outside Bath Access, Screen Enclosure

Utilities

WaterNone
SewerSeptic Tank
UtilitiesElectricity Connected, Propane

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$680,000
Original Price$725,000
Annual Taxes$3,539 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningSFR
Parcel #262608000000011220

Directions

From US 27, go W on Deen Still Road, T/L onto Sweet Hill Rd. Property will be on the R

Location

13409 SWEET HILL ROAD, POLK CITY, FL 33868

Listing Information

OfficeUNITED COUNTRY SMITH & ASSOCIA
ListedMay 8, 2026

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Home Price

$680,000

20% ($136,000)
6.75%

Loan Term

Principal & Interest$3,528
Property Tax (est.)$623
Insurance (est.)$150
Total Monthly$4,302
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How to Buy This Home

Multiple financing options available for this $680,000 home in POLK CITY.

🏛️

FHA Loan

$23,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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