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$739,999

1031 E LIME STREET, LAKELAND, FL 33801

Active148 days on market

Beds

6

Baths

6

Sq Ft

3,617 sq ft

Year Built

2026

Lot Size

0.24 acres

Garage

—

About This Property

Brand New Hulbert Homes Duplex – Live in One, Rent the Other! Exceptional opportunity to own a newly constructed Hulbert Homes duplex offering quality craftsmanship, modern design, and outstanding income-producing potential in a highly desirable in-town Lakeland location. Whether you are looking to offset your mortgage with rental income or expand your investment portfolio, this property offers flexibility, functionality, and long-term value. Each spacious two-story unit offers approximately 1,808 heated square feet with thoughtfully designed layouts and stylish finishes throughout. While each side features a slightly different floorplan, both offer an open and inviting design perfect for everyday living and entertaining. The first floor showcases a spacious great room and dining area with soaring 10-foot ceilings, creating a light, bright, and open feel. The kitchens are designed with both style and function in mind, featuring large center islands, stainless steel appliance packages, quartz countertops, abundant cabinetry, walk-in pantries, and convenient access to the inside laundry room. A downstairs powder bath and covered lanai add additional comfort and convenience. All bedrooms are privately located upstairs, including spacious owner’s suites featuring walk-in closets, double sink vanities with quartz countertops, private water closets, and walk-in showers. Hulbert Homes’ signature quality craftsmanship and attention to detail are evident throughout both residences. Enjoy the peace of mind and energy efficiency that comes with new construction, along with low-maintenance living and excellent rental potential. Live in one side while generating income from the other, or lease both units for maximum return. Ideally located near Downtown Lakeland, residents can enjoy easy access to local lakes, parks, recreational areas, shopping, dining, and everything Lakeland has to offer. Conveniently located near Florida Southern College and Southeastern University, with quick access throughout

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #L4961736
StatusActive
Year Built2026
ConstructionHardiPlank Type, Wood Frame, Wood Siding
RoofShingle
FoundationSlab
SubdivisionBILTMORE PARK SUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
Lot Size0.24 acres (10,258 sq ft)
Lot Dimensions83 x 109 x 87 x 130
Lot FeaturesCity Lot, Landscaped, Level, Near Public Transit, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$739,999
Original Price$829,900
Annual Taxes$562 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRB-1
Parcel #242819218000001030

Schools

ElementaryPhilip O’Brien Elementary
MiddleSleepy Hill Middle
HighLakeland Senior High

Directions

North or South on Bartow Rd (98S) to West on Lime Street, 1031 will be on your left.

Location

1031 E LIME STREET, LAKELAND, FL 33801

Listing Information

OfficeEXP REALTY LLC
ListedMay 11, 2026

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Home Price

$739,999

20% ($148,000)
6.75%

Loan Term

Principal & Interest$3,840
Property Tax (est.)$678
Insurance (est.)$150
Total Monthly$4,668
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $739,999 home in LAKELAND.

🏛️

FHA Loan

$25,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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