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$185,000

212 YORK COTTAGE DRIVE, HAINES CITY, FL 33844

3D Tour
Active80 days on market

Beds

2

Baths

2

Sq Ft

1,170 sq ft

Year Built

2005

Lot Size

0.09 acres

Garage

About This Property

This 2005 split bedroom home has 1170 SF of living space. A/C unit has been serviced annually and is in good condition. The Rubber roof over is in good condition and has a lifetime warranty. Windows are single pane, no gray pipe. Large Florida room with vinyl windows. Appliances are original except for the refrigerator & stove which are newer. As you enter the front room there is a very nice coat closet for storage. Laundry is located in the kitchen. The house will be partially furnished. The golf cart will stay with the house, as well. Sweetwater is a very active 55+ community. We have a heated & chilled pool, hot tub, exercise room. The clubhouse contains an ole Fashion English Pub, along with 2 Billiard table, shuffleboard table, and a beautiful Ball room for parties and meetings.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4961778
StatusActive
Year Built2005
Total Rooms7
ConstructionVinyl Siding
RoofRoof Over
FoundationCrawlspace
FacesSouth
SubdivisionSWEETWATER GOLF & TENNIS CLUB ADD 01
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringCarpet, Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.09 acres (3,999 sq ft)
Lot Dimensions50 x 80
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$387 / Monthly
Senior CommunityYes

Financial Details

List Price$185,000
Annual Taxes$1,731 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262726490051082120

Directions

Follow US 27 to exit for 17/92 W toward Lake Alfred. At End of Exit travel 2 miles to the entrance for Sweetwater Community Golf & Tennis. To gain access you must us a gate code.

Location

212 YORK COTTAGE DRIVE, HAINES CITY, FL 33844

Listing Information

OfficeSWEETWATER RESALES
ListedMay 9, 2026

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Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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How to Buy This Home

Multiple financing options available for this $185,000 home in HAINES CITY.

🏛️

FHA Loan

$6,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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