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$599,000

149 LAYNEWADE ROAD, POLK CITY, FL 33868

Active149 days on market

Beds

2

Baths

2

Sq Ft

1,794 sq ft

Year Built

2020

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to Mt. Olive Shores North, Central Florida’s premier 55+ RV community—where luxury living seamlessly meets resort-style convenience. I am excited to introduce you to a stunning 2-bedroom, 2-bath single-family home, built in 2020, that offers the perfect blend of modern comfort and RV garage storage excellence. This beautiful home features a spacious open-concept living and dining area, complemented by a gourmet kitchen with island, granite countertops, stainless steel appliances including a french door “cafe” built in oven, induction stovetop and custom pantry cabinetry—ideal for entertaining family and friends. The primary suite boasts a walk-in custom built-in design closet and a spa-inspired bathroom with a relaxing tub, double vanity, and tiled shower. The second bedroom, complete with a built-in closet system, provides versatile space for guests, hobbies, or a dedicated home office. Step outside to enjoy a beautiful spacious yard with screened lanai, an extended cage area, and a fenced backyard - perfect for those furry friends. The home also includes a 2-car garage that opens directly into a generous 50x16.5 RV garage, making it an ideal haven for RV enthusiasts. Additional features such as a central vacuum, whole house generator and solar panels help reduce energy costs and ensure peace of mind. As part of our community, you’ll have access to a secure, gated entrance and an array of resort-style amenities, including a club house, pool, fitness center, social activities, and lake access—truly offering a vibrant, active lifestyle in one of Florida’s most sought-after RV communities. Don’t miss this exceptional opportunity to enjoy luxury, convenience, and community. Call today to schedule an appointment and see firsthand what makes Mt. Olive Shores North the perfect place to call home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961784
StatusActive
Year Built2020
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMT OLIVE SHORES NORTH ADD 04
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Central Vacuum, High Ceilings, Open Floorplan, Skylight(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.22 acres (9,749 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Solar, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$2,000 / Annually
Senior CommunityYes

Financial Details

List Price$599,000
Annual Taxes$5,875 (2025)
Parcel #252705298332001920

Directions

I-4 to exit 44, go North on Hwy 559. At flashing red light, turn left (west) on Broadway Blvd, SE. In approximately 2 miles, turn left onto Commonwealth Ave (State Rd 33). Follow SR33 for a mile to find Mt. Olive Shores North on the left. Turn left to enter the community on Lake Margaret Blvd.

Location

149 LAYNEWADE ROAD, POLK CITY, FL 33868

Listing Information

OfficeMOSN REALTY
ListedMay 10, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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How to Buy This Home

Multiple financing options available for this $599,000 home in POLK CITY.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 11, 2026.

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